www.iva.co.uk

Well I sent off the IVA forms today and I'm so nervous. I've got 101 things going round my head now - did I fill everything out properly?, have I given a realistic espenditure?, will creditors accept etc. At least I've started the ball rolling.

Hi kelse

Let your IP do the worrying! If he/she has got in wrong then they are accountable to your creditors. The important thing for you is to make sure that you really feel that you can afford those monthly payments.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

For further details contact me at http://www.melaniegiles.com and view my IVA blog at: http://melaniegiles.blogs.iva.co.uk

Thank you Melanie, I think I'm just a born worrier. I'm going to try and relax more now that the forms are with the IP.