www.iva.co.uk

i entered into an IVA with creditors following advice fro the CAB, I subsequently contacted all I owed money to and asked for a final settlement figure and this I paid. I am having difficulty obtaining a mortgage nearly 4 years later do you have any advice regarding clearing this history? I am subsequently debt free.

Hi jerry

I am suprised that you are finding difficulty in sourcing a mortgage at all. I can recommend an excellent mortgage broker to you, who manages to get fabulous deals for my clients whether they are bankrupt, in an IVA or discharged.

Let me know if you need the details.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

For further details contact me at http://www.melaniegiles.com and view my IVA blog at: http://melaniegiles.blogs.iva.co.uk

Hi
Are you trying high st lenders ?? If so forget it.You need to go through a broker and I too can recommend someone.By the way you will need at least a 10% deposit,possibly more.

Melanie, please can I have the details of your mortgage broker?

His name is Tony Parsons and his mobile number is 07970-438874. I don't think you will get him today as he is at a funeral, but you can probably reach him tommorrow.

Good luck

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

For further details contact me at http://www.melaniegiles.com and view my IVA blog at: http://melaniegiles.blogs.iva.co.uk