www.iva.co.uk

Hi there this the start of our journey my husband rang somebody three weeks ago admittting we was in dept we was like you paying things but making ourselves more in depth we have just sighned all our paperwork and just get our creditors meeting date next week now we are going down this route i feel so much better can sleep goodluck to you whatever you decide but we havent looked back .

Hi Anitajane,

Thanks for your reply. Best of luck for the creditors meeting next week... will be keeping our fingers crossed for you that it all goes smoothly.

Thanks Kallis3, much appreciated.

Thanks goingunder. This forum keeps me sane in the many hours I spend trying to get to sleep.

Let us know how you get on.

I don't have any problem sleeping now - have nothing to worry about as my finances are sorted!!

It's not worrying Jan - it's the damn fibromyalgia that does it!!

Sorry kazza - I forgot about your health problems!!!

No probs Jan - didn't want anyone to think I was still worrying about debt. Apart from the health life is good!!

[:D]