www.iva.co.uk

I have not paid any of my creitors for the last couple of months and my Creditors meeting is getting closer. So you will not be surprised to hear that I have just had a phone call from one of my creditors asking me if I had recieved my new replacment card (cut up) and would I like to do a balance transfer. Seemed very surprised when I said I did not want to do any thing with card at all. I told them that my I owed them money and I was hoping to go in to a IVA. All they kept on saying is that we have great rates for you.

and of course banks are not guilty of pushing credit onto people !!!

Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp

Some of the bigger creditors seem to have very strained communication lines within their own companies, the number of people who are offered further credit up until and even beyond the IVA acceptance is incredible.

Best Regards
Oliver

Thomas Charles and Co Ltd.
Experts in personal debt solutions.
Read customer feedback at: www.thomascharles.com/about_us.asp

Good evening,

It seems that credit card issuers either don't care or aren't aware of many consumers' credit situations. For those who wish to avoid the entire temptation of a credit card can opt for a prepaid debit card, that is accepted everywhere that accepts Visa or MasterCard credit cards. The only difference is that prepaid debit cards are funded ahead of time .

Kind regards,

Julia Simavi

Shortlisted with special commendation for Debt Counsellor of the Year by Credit Today Awards 2007

View my profile:
http://www.supersonicsquirrel.net/julia ... rofile.asp

Visit my website:
http://www.supersonicsquirrel.net

Credit Today Awards 2007 http://www.credittoday.co.uk/awards/winners.htm