Page 2 of 2
Posted: Sat Jan 10, 2009 1:25 pm
by MelanieGiles
Have they actually diagnosed anything yet?
Posted: Sat Jan 10, 2009 1:33 pm
by Skippy
Not yet, she's waiting for the results of her xrays, which she should have by Wednesday. Hopefully she'll have some answers then.
Posted: Sat Jan 10, 2009 1:47 pm
by kallis3
I hope she gets sorted soon Skip.
Posted: Sun Jan 11, 2009 6:05 am
by David Mond
LOST - don't yet throw in the towel and discuss matters with your Supervisor (IP) and see what compromises are possible - a variation for a period for example until matters are sorted. If not then possibly bankruptcy - but is there any equity in your home as you have only 11 years left on your mortgage?
Posted: Tue Jan 25, 2011 3:03 pm
by Rosepetal
can you you tell me what a IPA is? thanks
Posted: Tue Jan 25, 2011 3:11 pm
by kallis3
It's an income payment agreement. If you are bankrupt and have more than £20 per month disposable income after your bills are paid then you will pay a percentage of this across to your bankruptcy for a period of three years.
Posted: Tue Jan 25, 2011 4:00 pm
by Michael Peoples
Bear in the mind the word 'agreement'. Should you go down the bankruptcy route do not be bullied into signing something that is unfair or not affordable. I have heard some nasty stories but stand firm and only agree to something that you are happy with.
Posted: Tue Jan 25, 2011 4:13 pm
by kallis3
If you don't agree to it though, can they not do an Income Payment Order so you have to pay it?
Posted: Tue Jan 25, 2011 4:31 pm
by Michael Peoples
They have to apply for one and there is no guarantee that they would get it. Judges are known to be debtor friendly and I have seen Official Receiver's leaving court with a flea in their ear for trying to squeeze money from a bankrupt. Do not agree to unreasonable demands and see if they would even dare apply for an IPO especially if you have made a fair offer.
Posted: Tue Jan 25, 2011 4:37 pm
by kallis3
Interesting to know that. Presumably they would only pursue it if you had a fair bit of DI and were refusing to pay anything at all?
Posted: Tue Jan 25, 2011 4:42 pm
by Michael Peoples
It may be down to the attitude of each individual office. Compromise is the key and do not be bullied by threat of the court. It is there to make a decision on the merits of the application and you can defend your corner.
Posted: Mon May 23, 2011 9:30 pm
by whitey98
What's a ipa?
Posted: Mon May 23, 2011 9:36 pm
by kallis3
It's an Income Payment Agreement which has to be paid for 3 years if you have sufficient disposable income.