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Posted: Thu Nov 15, 2007 1:48 pm
by nathan.s
hi
DOes anyone have any idea who/which company would be the best to talk to with regards re-mortgaging/releasing equity from property whilst in an IVA??
Thanks
Posted: Thu Nov 15, 2007 1:58 pm
by Andrew Graveson
Hi Nathan,
There are three mortgage brokers that post on this site regularly and who have experience in cases connected to IVA's. In addition to myself there's Welshboy and Mikebdomain.
Any of us would be able to review your options for you based on your unique personal circumstances and needs. We'd all also be able to approach a wide variety of lenders who are prepared to lend in cases connected to IVA's to make sure you get the best and most appropriate mortgage.
Good luck with the process.
Andrew Graveson
Mortgage Broker & Bright Oak Debt Management
andrew@brightoak.co.uk
www.brightoak.co.uk
Posted: Thu Nov 15, 2007 2:09 pm
by nathan.s
This is something i would be wanting to look at immediately.
What i would be looking at is to realise my equity to propose a full and final payment of my IVA.
My first action towards this would be to:
a) see if it is feasible for me to achieve this equity release
b) Realise how much i would acually receive towards the f/f payment cost.
Any further suggestions of what i can do?. Would it be better to speak to someone over a phone or in person?
Regards
Posted: Thu Nov 15, 2007 2:22 pm
by Andrew Graveson
Hi Nathan,
I'd suggest that this sort of subject is better dealt with by telephone in the first instance to ascertain whether your aims are feasible in the current mortgage market.
I think all of the brokers on the site have their numbers in the profiles section.
Andrew Graveson
Mortgage Broker & Bright Oak Debt Management
andrew@brightoak.co.uk
www.brightoak.co.uk
Posted: Thu Nov 15, 2007 3:07 pm
by mikebdomain
Hi Nathan as already stated your best bet would be to speak to a mortgage broker who is experienced in dealing with IVAs and equity release.
FREE ADVICE IS THE BEST ADVICE
LEYBRIDGE LIMITED
Mortgage Broker & Mortgage packager
Specialising in adverse credit.
Firm FSA No:313790
Personal FSA No:MJB01557
see feedback and testimonials at:
http://www.leybridge.com/testimonial.php
Check out my blog at:
http://mikebdomain.blogs.iva.co.uk/
Please read our Initial Disclosure Document(IDD):
http://www.leybridge.com/Leybridge-IDD.pdf
Posted: Thu Nov 15, 2007 4:22 pm
by Welsh Boy
Nathan
I fully agree with Andrew`s first comment no one can advise you until they have more details. Tony
F.P.C. 1,2,3 Qualified
Financial Planning Certificate
CeMap Qualified
Whole of Market Mortgage Broker
Managing Director : Debt Advisory Bureau
Principal : All Mortgage Products
www.debtadvisorybureau.co.uk
www.allmortgageproducts.co.uk
Directly Authorised with FSA :304244
Posted: Thu Nov 15, 2007 4:27 pm
by nathan.s
Would it be possible to get a contact phone number to discuss this further?.
I would be able to contact someone in the am of tomorrow.
Thanks All
Posted: Thu Nov 15, 2007 4:30 pm
by Welsh Boy
Nathan
All of the contact details would be available on the 3 of our websites, best of luck.Tony
F.P.C. 1,2,3 Qualified
Financial Planning Certificate
CeMap Qualified
Whole of Market Mortgage Broker
Managing Director : Debt Advisory Bureau
Principal : All Mortgage Products
www.debtadvisorybureau.co.uk
www.allmortgageproducts.co.uk
Directly Authorised with FSA :304244
Posted: Thu Nov 15, 2007 4:31 pm
by mikebdomain
Nathan - click on the brokers username and you will find the contact numbers in their profile
FREE ADVICE IS THE BEST ADVICE
LEYBRIDGE LIMITED
Mortgage Broker & Mortgage packager
Specialising in adverse credit.
Firm FSA No:313790
Personal FSA No:MJB01557
see feedback and testimonials at:
http://www.leybridge.com/testimonial.php
Check out my blog at:
http://mikebdomain.blogs.iva.co.uk/
Please read our Initial Disclosure Document(IDD):
http://www.leybridge.com/Leybridge-IDD.pdf
Posted: Thu Nov 15, 2007 4:32 pm
by mikebdomain
Sorry Tony - you just beat me to it...
FREE ADVICE IS THE BEST ADVICE
LEYBRIDGE LIMITED
Mortgage Broker & Mortgage packager
Specialising in adverse credit.
Firm FSA No:313790
Personal FSA No:MJB01557
see feedback and testimonials at:
http://www.leybridge.com/testimonial.php
Check out my blog at:
http://mikebdomain.blogs.iva.co.uk/
Please read our Initial Disclosure Document(IDD):
http://www.leybridge.com/Leybridge-IDD.pdf