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Posted: Mon Nov 19, 2007 7:30 pm
by phil.j
hi i entered into an iva that began on5th june 2007 but my gas supplier bes took out my gas meter as they said the gas bill they sent on june 8th for gas consumed in may was not included in my iva.
abbey taylor who are my iva supervisor say that this is not correct and bes have committed an illegal act and should not of removed the meter. i have asked abbey taylor if they can help me seeking legal advice as i want to take bes to court to get my meter put back as they want £1600 before they will do this but i dont want to spend money on asolicitor if i not going to win and abbey taylor say they have no legal expertise this dissapoints me as i feel they should be doing more to help me does any have any advice for me please .
thanks
phil
Posted: Mon Nov 19, 2007 7:43 pm
by mikebdomain
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Posted: Mon Nov 19, 2007 10:00 pm
by MelanieGiles
IPs are not lawyers, and your IP is right to suggest that you seek advice on this point. As Mike says the CAB give reasonable free advice and have a good rapport with utility companies.
Regards, Melanie Giles, Insolvency Practitioner for over 20 years.
To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp
See customer feedback at:
http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp
Posted: Mon Nov 19, 2007 11:15 pm
by catullus
I think that it is very difficult to include utility debts in to an IVA because there are a number of "sanctions" that a utility supplier can apply, perfectly legally, even if the debt was included in the IVA. One of these is removing a meter and insisting on prepaid use.Another is asking for a large deposit to secure further supplies.
Included in the IVA, or not included, I think that you have a problem here.
Posted: Tue Nov 20, 2007 12:03 pm
by Adam Davies
Hi
Advise to anyone setting up an IVA.
Use the time when you are no longer paying your unsecured debts [whilst awaiting your creditors meeting]to get "upto date" with your utility bills and council tax.
Regards
Andy Davie
IVA.co.uk Spokesperson
About me:
http://www.iva.co.uk/andy_davie_profile.asp
IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp
Posted: Tue Nov 20, 2007 1:38 pm
by Skipper
Prority debts and Non prority debts are different.The former is always inportant to satisfy as service restrictions and sanctions can be carried out.
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Posted: Tue Nov 20, 2007 2:08 pm
by iva experts
I think its best when having gas, electricity arrears to come to an arrangement where as you pay an extra amount per month till the arrears are paid off. This way there is no chance of them cutting your gas/electricity off all together.
Best Regards,
IVA Experts
http://www.iva-experts.co.uk/
Posted: Tue Nov 20, 2007 4:55 pm
by R1chard
i had a key meter fitted. and i owed them a little bit of cash, they said they will deduct 5 pound per week from my meter until the debt is paid.
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