www.iva.co.uk

Posted: **Wed Nov 28, 2007 11:30 am**

hi i'm in an iva with clearstart, its going really well, i'd just like to know what documents will i need for my annual review, like how far bank statments and payslips, anthing else? coz i have a tendency of mislplacing things. once again the support available on this forum is unbelievable i don't know who i would have turned to if i didn't find this sit!!!

Posted: **Wed Nov 28, 2007 11:35 am**

Hello Priti,

Im glad that you have found the forum useful [:D]

Clearstart should contact you before your annual review and tell you what specific documents they will need you to provide. However usually I.P's ask for a P45, bank statements and payslips. Each I.P firm is different but be prepared to provide from 6-12 months worth of statements and documents.

If you are self-employed the documents will of course be different.

Best Regards,
IVA Experts
http://www.iva-experts.co.uk/

Posted: **Wed Nov 28, 2007 3:49 pm**

I think it is 3 payslips and a P60, along with 3 statements. Look at the proposal, it should be in there?

<<My motto:I am proud of black culture and is against racist bigotry>

Posted: **Wed Nov 28, 2007 4:21 pm**

i just looked at my proposal and it says that i will be making 60 months payment of my monthly amount, and it says any variations will take place after 24 months so i'm confused.

Posted: **Wed Nov 28, 2007 4:23 pm**

There should be further bullet points in the proposal that talks about review requirements. On mine it say 3 payslips leading upto review.

"Always think outside the box"

Posted: **Wed Nov 28, 2007 4:26 pm**

Hi priti -

I think you will find that means that NO variations to your proposal will be considered until the IVA has been running for at least 24 months (for example if you needed to request a payment reduction or something like that). You will still have the annual review every 12 months when your I+E will be reviewed to see if your monthly payment should be increased as a result of increased disposable income.

Posted: **Wed Nov 28, 2007 4:38 pm**

Mine asks for payslips only - but every 6 mo nths

Posted: **Wed Nov 28, 2007 5:18 pm**

Sorry guys, I meant to say P45 not P60 [:D]

Optimist is correct, usually when there is a 24 month clause it means that payments cannot reduce for 24 months and the like.

Best Regards,
IVA Experts
http://www.iva-experts.co.uk/

Posted: **Wed Nov 28, 2007 5:28 pm**

Iva experts I think you meant to say p60 not p45. you did it again lol

Ang

Please visit my blog at http://aguise.blogs.iva.co.uk/

Posted: **Thu Nov 29, 2007 12:17 pm**

Hahaha..Thanks for that Aguise, I always get those two mixed up. Im from Australia so P45's & P60's are confusing to me. [:D] [:D]

Best Regards,
IVA Experts
http://www.iva-experts.co.uk/