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Posted: Thu Feb 07, 2008 2:15 pm
by rachellxx39
Hi Caraf yes i have just noticed that .Our proposal was quite generous and at the minute we are doing ok,(have just made first payment )We have debt of £60000 APPROX and are paying £408 per mth .With two girls it must be a struggle ,my girls are 12,10 and that bad enough!!!!!

Posted: Thu Feb 07, 2008 2:17 pm
by caraf
Thanks rachellxx39
I would be really intereted to see you Expenditure list to compare with mine, as we are both with Clearstart, who was your case manager ??

Posted: Thu Feb 07, 2008 2:18 pm
by rachellxx39
Hi Caraf we have travel expenses for me to take children on bus to school £45 ,OPTICAL,MEDICAL,DENTAL,£40,SCHOOL EXPENSES £45.

Posted: Thu Feb 07, 2008 2:20 pm
by caraf
Hi rachellxx39
We have made our first payment too, so more or less in the same position as you. Are you finding it hard to budget and made the money last or are you doing ok and managing to put some money away

Posted: Thu Feb 07, 2008 2:20 pm
by rachellxx39
Our case manager was Rhiannon.

Posted: Thu Feb 07, 2008 2:25 pm
by caraf
Our case manager was matt chandler, but you would have thought the I&E that come from the same company would be something like the same.

I have been trying to find someone in the same position as me and who has a family as well to keep in touch with and perhaps email on a regular basis and "compare notes" as they say
I would be really interested in seeing you expediture sheet to compare,
our debt was 85k and we pay 560.00 per month

Posted: Thu Feb 07, 2008 2:30 pm
by rachellxx39
We have just made first payment (monday this week) we are doing ok at the moment.We did have some money left over but sometimes our shopping is not the same each week and also have our contingency saved.

Posted: Thu Feb 07, 2008 2:32 pm
by rachellxx39
We did speak to Matt as well a few times , very nice chap.Clearstart have been really good with us cant fault them at all .

Posted: Thu Feb 07, 2008 2:35 pm
by caraf
Yes they have been brilliant with us too. I have emailed the supervision team a couple of times with questions and again they were very professional replied with 24 hours. No problems at all. Now just things how generous your expenditure is compared to ours

Posted: Thu Feb 07, 2008 2:37 pm
by caraf
perhaps I could ask ADMIN of this site to send me your email address and I will send you a copy of our I&E to compare notes. And maybe keep int touch through this process

Posted: Thu Feb 07, 2008 2:39 pm
by rachellxx39
Hi CARAF, i dont know why my i&e is more generous than yours.They were very giving.We did however had to cut down on some things so we could have an increase on our petrol allowance ,they set it too low.

Posted: Thu Feb 07, 2008 2:41 pm
by caraf
is your IVA a sinlge one or is it interlocking with your husband

Posted: Thu Feb 07, 2008 2:41 pm
by rachellxx39
Yes that would be great. Thanks ,would like to keep in touch.

Posted: Thu Feb 07, 2008 2:42 pm
by OPTIMIST12
Clearstart seem to get consistently good reviews both here and elsewhere!!!!

It is good to read about a company that is highly regarded by people who have decided to choose them.

Posted: Thu Feb 07, 2008 2:43 pm
by rachellxx39
My iva is interlocking with hubby.