Posted: Sun Sep 14, 2008 11:06 pm
i have an allowance for my tv, phone and broadband which enables me to have cable tv, if i cancelled my subscription to any of these would i have to pay the money i save back into my iva. i only ask because i am trying to find ways to save on my expenditure as i seem to be struggling every month and not being able to save any contingency money or car maintenance.