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Posted: Sun Apr 29, 2012 6:49 pm
by KAYKAY
Good luck for the 2nd... not too far away now, then you will be able to try and relax.... it's a great feeling when an IVA is accepted and the support you will get on this forum throughout will be second to none.
Posted: Sun Apr 29, 2012 9:23 pm
by kravarran
Good luck for the 2nd Michael, hope it's accepted. Got my creditors meeting on 14th and I'm offering 38p in the £.
Let us all know how it goes
Posted: Sun Apr 29, 2012 9:27 pm
by kallis3
Good luck for the 14th kravarran!!
Posted: Sun Apr 29, 2012 9:35 pm
by Shining
and good luck to kravarran too x
Posted: Mon Apr 30, 2012 5:01 am
by GilliB
Hi Michael.d Welcome to the Forum. Only 1 day left to wait for the outcome! As Gemma said - they wouldn't put it forward if they didn't think there was a good chance of acceptance. I'm with PayPlan and we are working on my F&F now. Apart from delay initial wait for their response, they have been absolutely fantastic with me, so I'm sure you're in great hands! Everything crossed for you! Please come back and tell us how it went. x
Posted: Mon Apr 30, 2012 8:08 am
by pennieless
Good luck michael hope to see you posting a big yes on wednesday
Posted: Wed May 02, 2012 12:47 am
by michael.d
Well off to bed now after my late shift at work hopefully will have some good news at 11:15 tommorow I will keep you all updated when I find out .
Posted: Wed May 02, 2012 6:35 am
by KAYKAY
Good luck for today... hope all goes well.
Posted: Wed May 02, 2012 7:19 am
by Struzzo39
Good luck from us also. Looking forward to reading a positive post from you later today x
Posted: Wed May 02, 2012 7:27 am
by Claire.37
Good luck for today. Look forward to hearing your iva has been approved later today [:)]
Posted: Wed May 02, 2012 11:26 am
by michael.d
well its not good news im afraid just got the call and my iva has been rejected ;-( its my own fault i got in to this mess.
Posted: Wed May 02, 2012 11:29 am
by Kelly O
I'm sorry to hear that Michael.
Did Payplan say why your IVA was rejected?
Posted: Wed May 02, 2012 11:34 am
by michael.d
yeah some of my debt was due to gambling which i have stoped for about 3 months but the creditors wanted 6 months of non gambling thats why it was rejected ;-( as i said its my fault i got in to this mess.
Posted: Wed May 02, 2012 11:51 am
by Kelly O
Thats a shame when you have an such an effort to address the problem.
We dont have problems with clients with gambling debts as long as the gambling has stopped. We regularly get IVA's accepted with gambling debts.
Posted: Wed May 02, 2012 11:56 am
by Shining
Michael don't let this knock you back, take a positive from it. You can propose another IVA. Talk to another company or two, explain the full circumstances. Your gambling has ceased and that in itself is a huge positive. Hang in there and do pick up the phone to discuss with others.
www.iva.com is a good comparison site. I'm personally with Melanie Giles and can't fault anything about the service received.