www.iva.co.uk

Posted: **Mon Apr 28, 2008 1:37 pm**

Would just like to sincerely thank Melaine and her brilliant team for getting us through this IVA process, which was thankfully accepted today, so (in order of appearance):-

Tina, Angela, Hywel, Melanie and Sarah you have all been so nice and non judgemental, if not for you all don't know where we would be at!!

Thank you[:)]

Posted: **Mon Apr 28, 2008 3:49 pm**

I too just want to say a big sincere thankyou to melanie and her team!

our iva along with angs has been approved today and without this site and a brilliant ip and team i really dont know what we would have done.

so a heartfelt thankyou to tina, melanie nicholls, angela, hywel, melanie giles and sarah! i cannot fault your professionalism, honesty, non judgemental attitudes! you have all been brilliant!

if anyone is looking for a ip - i just cannot recommend melanie and her team enough! there are lots of negativity surrounding northern rock decline ivas - well northern rock is hubbys biggest creditor and melanie and her team got ours approved!by choosing this company to act for you, you will not go wrong!

thankyou

barb x[:D]

thankyou from

Posted: **Mon Apr 28, 2008 3:50 pm**

congrats barb, fabulous news!!!

Melanie is a godsend on this site, here here!

Posted: **Mon Apr 28, 2008 5:29 pm**

Congratulations Barb, now you can get on with having a debt free future & enjoy tonight.

So pleased for you & Ang

I also have to add that Mels team are great

Posted: **Mon Apr 28, 2008 7:16 pm**

congratulations both, hope you both have a very relaxing nite, i bet it feels like massive weight has been lifted. really pleased for you.

Posted: **Mon Apr 28, 2008 7:17 pm**

Hi Angela and Barb

I couldn't be more happy for both of you[:D][:D]

Really pleased that you can now rea a bit and look forward to being debt free, I know how worried you were (particularly Ang!) and I am so pleased to read this post[:D]

Knew I would be celebrating with you tonight[;)]

Love and Best wishes
Emma xx

Posted: **Mon Apr 28, 2008 7:23 pm**

thanks emma!! so pleased and happy.. I know its a long way to go, but determined will succeed!!

just sent 2nd payment so feel as if well on way now (ha ha)

Posted: **Mon Apr 28, 2008 7:28 pm**

Its such great news Angela - I have been thinking about you and Barb today xx

Have a few glasses of something to celebrate tonighthney and just reeeelllaax - you should sleep really soundly tonight[:)]

Posted: **Mon Apr 28, 2008 8:04 pm**

thankyou everyone, i am just so relieved, i know this is the start of another journey, but we have been fortunate to have been given a second chance and i dont intend to blow it!

am just chilling now with a glass of wine and am sure i will sleep like a baby tonight, although i am still pinching myself as i still cannot quite believe it!

i am just so thankful that it is a positive outcome!

love barb x

Posted: **Mon Apr 28, 2008 8:31 pm**

I also would like to say a big thank you to Melanie and her team as my IVA was accepted last week. I echo the comments made by Angela and Barb about the service.

I think it's just starting to sink in that I have been given a second chance and feel so incredibly grateful that a massive burden has been lifted off my shoulders after so many years of debt. I'm starting to see a future now although I do realise it's going to be a tough 5 years.

Thank you

Rebecca

Posted: **Mon Apr 28, 2008 9:25 pm**

Thank you to all who have posted great comments today. The pleasure for us is being part of this process which actually changes people's lives, and that can be immensly humbling at times. Well done to all of you who have faced up to your debt demons and come out the other side with a great result.