www.iva.co.uk

Hello All.

Just to let you know that my IVA was approved today,i still cant believe how relieved i am, all nerves have gone.

So i would like to say a very big thank you to all in the forum for your kind advise,and messages.

Also i would like to say a big thank you to Phillip Hunt from ThomasCharles, and Also David Bottomley (IP) from Wilson Phillips.

I can now see the light at the end of the tunnel,although far off,but i will get to see the end of the tunnel.

I dont know if this will help anyone else going through the IVA process,but i had 13 creditors,owing a total of around 84k.

No assets,and offerd 25p in the £. Every creditor accepted my proposal.

I just now want to know if it will still be ok for me to keep involved with forum?

Regards.

Ian

Congratulations Ian!

Please keep posting on the forum - my IVA failed, I'm petitioning for bankruptcy and they haven't chucked me off yet! Seriously, please keep posting as your experiences can help other people.

Onwards and upwards!!!
View my blog at: http://skippy13.blogs.iva.co.uk/

Great news Ian, I remember the relief also. We are three months into ours and all going well. Keep posting as you can give others advice and even though approved questions still arise. All ther very best

Ang

Pleased to hear your news Ian Good luck for your future and keep posting
Sue

Great news!

Got mine a week on tues [:0]

Who were your creditors??

WELL DONE IAN! That's brilliant news. Mines on the 29th, getting a bit of a sweat on now. I've got a couple of dentist appointments between now and then if that doesn't take my mind off it then i don't know what will. I would be interested to know who your creditors were as well.

Ian
well done !!!!!

well done ian, keep posting to let us know how you get on.
lesley- what is it with everyone and dentists they aren't that bad are they lol?
kerri

Please view my blog at: http://scaredkez.blogs.iva.co.uk/

Ian, pleased for you, I bet you are so relieved?

Kerri, just a thought, I work with feet and I guess you get the same as me. eeeeeeee how can you do that job? right? Well I have been thinking how about we start a b

LILY

I asked God for a solution and have to live with his reply.

Ian, pleased for you, I bet you are so relieved?

Kerri, just a thought, I work with feet and I guess you get the same as me. eeeeeeee how can you do that job? right? Well I have been thinking how about we start a business called foot and mouth?

LILY

I asked God for a solution and have to live with his reply.

Great news Ian!

Lily - maybe you sohuld offer you 'feet' service to destress people on the forum. I'm sure it would be a great help!!

Brilliant news Ian. I will make sure to forward the message to Phil and David.

All the best with everything.



Best Regards
Oliver

Thomas Charles and Co Ltd.
Experts in personal debt solutions.
Read customer feedback at: www.thomascharles.com/about_us.asp

Kerri- no dentists are not that bad i've just told him if he hurts he's not getting paid it seems to work. lol

Hello All.

Sorry i couldnt reply yesterday,i got called into work, a nurses job never stops not even when off duty.

First of all i would like to thank everybody for your kind messages of congratulations.

I will list my creditors below:-

01.Littlewoods visa card
02.Barclaycard visa card
03.Barclaycard master card
04.Monument visa card
05.Nationwide visa card
06.Capital one mastercard
07.capital one visa card
08.Citi bank visa card
09.Virgin (MBNA) master card
10.Paragon Loan
11.Barclaycard Loan
12.co-op bank Loan
13.co-op bank overdraft

Thats all of them, even though some are with the same bank,each account is classed as an individual creditor.

Also Lesley and Kessa,i will be keeping my fingers,and anything else crossed for you both on the 29th,best of luck.

I hope this helps.

Regards

Ian

Thanks Ian. I will post and let you know how it goes.