www.iva.co.uk

Posted: **Mon Apr 23, 2007 1:00 am**

My creditors meeting is set for tomorrow at 10:45am. I don't feel as nervous as I thought I would, however i'm sure that will change when I wake up in the morning. Thankfully I have a day off work.

The wait hasn't been too bad I have only been contacted by 2 of my 11 creditors in the past 2 weeks and they are Barclaycard and MBNA. Barclaycard finally accepted that I have proposed an IVA, however, MBNA have persisted in writing letters and I have also recieved letters from debt collectors acting on their behalf.

I really hope my proposal is accepted, so I can get my finances organised and start making some headway with this debt. I'll keep you all posted.

Posted: **Mon Apr 23, 2007 2:26 am**

good luck red, I hope it goes well for you

LILY

fly me beyond the distant star, I will wish on tonight to see you smile just once more to know youre there.

Posted: **Mon Apr 23, 2007 6:28 am**

same from me red all the very best. Tell us how you get on.

Ang

Posted: **Mon Apr 23, 2007 9:52 am**

Good luck,hope its all positive for you.

Tracy.H

Posted: **Mon Apr 23, 2007 10:04 am**

Hoping it will be good news for you
Sue

Posted: **Mon Apr 23, 2007 10:29 am**

Good Luck Red
Regards

Andy Davie
IVA.co.uk Spokesperson and site manager
(aka Neverending)

Please check out my blog: http://andydavie.blogs.iva.co.uk

View my profile here:
http://www.iva.co.uk/andy_davie_profile.asp

Posted: **Mon Apr 23, 2007 11:10 am**

Good luck!

Onwards and upwards!!!

View my blog at http://skippy13.blogs.iva.co.uk/

Posted: **Mon Apr 23, 2007 11:52 am**

Thanks Everyone.

Great News IVA accepted[:D][:D], got the call at 11:30am

However there was a modification in terms of the payment, they wanted an increase of £70 per month so this works out to be an increase of 41p to 45p, although this will be tight I feel I can manage it. The other modifications were standard things that were already set out in the proposal.

I feel like a weight has been lifted off eventhough I know it won't be easy.

I'm very grateful for this forum, the advice has been invaluable.

Posted: **Mon Apr 23, 2007 12:07 pm**

That's great news Red - you can now look forward to your debt free future!

Onwards and upwards!!!

View my blog at http://skippy13.blogs.iva.co.uk/

Posted: **Mon Apr 23, 2007 12:43 pm**

Thats great news,hope the £70 extra won,t hurt too much.
It will be tough but the rewards are really worth it..........Well done.
regards

Andy Davie
IVA.co.uk Spokesperson and site manager
(aka Neverending)

Please check out my blog: http://andydavie.blogs.iva.co.uk

View my profile here:
http://www.iva.co.uk/andy_davie_profile.asp

Posted: **Mon Apr 23, 2007 1:13 pm**

Good news Red all the very best, relax a bit now.

Ang

Posted: **Mon Apr 23, 2007 8:11 pm**

Great news, well done

Cheers, Mark.

IVA accepted, so 60 months to go!!

My one bit of advice, if I can do it, so can you!

View my IVA story blog at: http://sopty.blogs.iva.co.uk

Posted: **Mon Apr 23, 2007 9:27 pm**

Great news,heres to a bright future

Posted: **Tue Apr 24, 2007 10:09 am**

Okay Red breath...breath...now jump for joy! Yes, the £70 will be a stretch for you, but you will be successful!

Take care.

All I have left is my humour.