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Posted: Wed Jan 20, 2010 5:33 pm
by iguignet
guys i have posted on here since september (abliet the odd miss hap) but i just wanted to say that throughout my experience since sept 09 when i first posted on here as an iva debt ridden soul i gained the valuable advice to go to Melanie Giles company in the search of a debt solution...which i did...
since then , yes my creditors have barraged me with letters and phonecalls (which to be honest were mostly credit dialling calls from an automated service)...and from initial calls into Melanie team and Melanie herself right up to my creditors meeting today which was a IVA accept has been completely painless.....

i must admit its a rough journey, and parts of my personal life have collapsed..but....my IVA is now accpeted and the journey of paying something back to years of confusion and madness is under way.

i cannot....thank Melanie and her team enough. especially Tina initially and Clare for making the process seamless...

if you are tentative about taking the first steps..do it. you wont regret it.

Posted: Wed Jan 20, 2010 5:42 pm
by Max
Very pleased for you - you went to the best and it paid off!

Posted: Wed Jan 20, 2010 5:49 pm
by luluj
Welcome to the journey of a debt free life ! Now in an IVA you will become a different person - someone who cares about what they spend, and gets excited when they have 50p left over at the end of the month !

Stayed tuned into the forum - even 2 yrs in I still learn from it and it is such a useful tool when things start to go wrong..... enjoy tonight and celebrate a little - debt free life on it's way !

Posted: Wed Jan 20, 2010 5:51 pm
by ontheroad
I agree with you there iguignet, melanie and her team are one of the best, if not THE best. Good luck on your iva journey.

Posted: Wed Jan 20, 2010 5:57 pm
by MRBLUESKY
congratulations from me aswell your with a great team.

Posted: Wed Jan 20, 2010 6:08 pm
by briggadeen
Congratulations!! I am sure you feel nothing but relief!

Posted: Wed Jan 20, 2010 6:09 pm
by Skippy
Congratulations and good luck for the future x

Posted: Wed Jan 20, 2010 6:30 pm
by Andrew Graveson
What fantastic feedback for Melanie and all of her team.

Posted: Wed Jan 20, 2010 6:41 pm
by Shining
Fantastic feedback and well deserved, Melanie is my IP and I have no regrets, congratulations on the start of your IVA journey and may it be a smooth one.

Posted: Wed Jan 20, 2010 8:04 pm
by heavydebt
Congratulations from me too and thankyou for your post. I have just plucked up the courage to contact Melanie's team and have spoken with Tina today. The service I have recieved already has been excellent and it's so nice to hear so many nice comments for her. I really puts people like me at the begining of there journey at ease.

Posted: Wed Jan 20, 2010 9:53 pm
by iguignet
heavy debt.do not be worried..everything will work out fine !

Posted: Wed Jan 20, 2010 10:46 pm
by kallis3
Congratulations from me as well, and another good result for Mel and her team.

Posted: Thu Jan 21, 2010 12:28 am
by MelanieGiles
Thank you so much for all of your kind comments, and of course to iguignet with my personal congratulations on a great result.

I very much look forward to working with you over the forthcoming years, and if you need to speak to me at any time you know where I am.