www.iva.co.uk

Hello everyone - I've just logged on and I was so excited to see under my avatar 1 month down 59 to go (I know it's silly but.....) at my age you get excited over the silliest of things!![:D][:D]

[:D][:D]That made me smile Simbel [:)]

Those months will soon countdown [;)]

xx

I change mine in my signature each month, the one under my name isn't accurate as I paid a payment prior to IVA starting. I do like to see the figures altering.

I love seeing mine change as well, and always change the one in my signature.

i know how you feel - i was excited just to see mine say 0 months down 60 to go - and i cant wait for it to change!!

xxx

how do you put this on? Thanks

Hi newtoallthis - go to your profile and on your right hand side you have Basics, fill the bit that says 'When IVA started' [:)]

Thank You, done but my IVA is 6 years, Can I still do it? Thank You

Mine is also for 6 years (hubby's is 5) - I couldn't figure out how to, so I would say no, but I'm sure that if we can one of the administrators will advise us [:D]

Oh, Thanks anyway. Don't think i'm likely to lose track though!

Admin wil pick this up and adjust accordingly. The countdown is fab and does keep everyone focused.

Thanks Julie

The count is great on here n really helps but my tip is to think of it this way:
You are not counting down but counting your way up to becoming debt free.
Because in a way you are paying your debts in a structured way -& the months that go by successfully - you are on your way up the ladder! Positive thinking its not a count down its a count up

So true Lyns,

One of my "smug" things lately is when I'm offered a store card.e.g Dorothy Perkins. Sales Assistant says " you can save 20% by opening a card"
I say " No thanks, I don't agree with credit, I just pay cash for what I want".[:)]

[:D][:D]

Julie u ok or like me cant sleep tonight ?!?!

One of mine is flick your hair n say "I did away with credit years ago" x
But most of the time I really wana scream at them " Im insolvent so no, cash is fine" then a little rant in my head would go on to say "its your blooming faults I got into this mess" offering people with no means large amounts of credit! Ranting!