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Posted: Wed Apr 21, 2010 10:54 am
by steppingstones
I got the call from Claire about an hour ago to say that my IVA had been approved with only slight modifications, only one of which affects me. My creditors want an extra £25 per month because they say my telephone/Internet package is too high. But they are satisfied to wait until my contract expires later this year to impose the increase in iva payments. Which gives me some time to shop around for some better deals. I would like to thank Melanie Giles, Claire Jackson and Melanie Nicolas who have all worked very hard on my case and have enabled me to look foward to a debt free future.[:D]
Posted: Wed Apr 21, 2010 10:56 am
by indebtscared
Congratulations, we were approved 1 week ago, we are now moving on with lives and starting to live frugally, but much better.
Posted: Wed Apr 21, 2010 11:00 am
by sillybilly
Wow brilliant news, hope to be saying the same next Monday when I have mine.
Enjoy the feeling of relief you must be having now.[:)]
Posted: Wed Apr 21, 2010 11:19 am
by antm
Thats great news, just the next few years to get thought then job done!
Posted: Wed Apr 21, 2010 11:21 am
by Michael Peoples
Congratulations and again a good result for Melanie and her team. Brings hope to the rest.
Posted: Wed Apr 21, 2010 12:00 pm
by animaleyes76
Nice one, congrats

Posted: Wed Apr 21, 2010 12:16 pm
by Skippy
Congratulations from me as well x
Posted: Wed Apr 21, 2010 12:32 pm
by kallis3
Congratulations Sally and well done to Mel and her team.
Posted: Wed Apr 21, 2010 1:09 pm
by MelanieGiles
That's brilliant news Sally. I'm working from home today - so it always good to get good news from my clients before I get it from the team - even though I was sure that your case would go through.
Look forward to working with you over the next five years, and thank you for choosing me to represent you.
Posted: Wed Apr 21, 2010 1:26 pm
by missyp
Hi steppingstones
I just saw your post and would like to say how pleased I am to hear that your IVA has been accepted, it must be such a great feeling.
My husband and I and too using Melanie Giles' company and waiting for our proposal to be put together at the moment.
Well done to you!
Posted: Wed Apr 21, 2010 1:29 pm
by MelanieGiles
Look forward to speaking to you at some stage Missyp - hopefully we are on target with gathering up all of your paperwork.
Posted: Wed Apr 21, 2010 1:42 pm
by Daveyboi
Congratulations, excellent news!!!
Posted: Wed Apr 21, 2010 5:28 pm
by steppingstones
Hi Missyp,
You have picked a brilliant team to represent you. I don't know what I would have done if I hadn't have found this website and Melanie Giles.
I hope it goes as smoothly for you as it did for me.[:)]
Posted: Wed Apr 21, 2010 5:38 pm
by kiah
Congratulations to you, all the best.
Posted: Wed Apr 21, 2010 6:50 pm
by kallis3
You'll be fine missyp - Mel's team is one of the best.