www.iva.co.uk

Posted: **Tue Jun 12, 2007 6:22 pm**

I very rarely take overtime into account when calculating a client's basic wages - as it can never be guaranteed and you will find problems in months when you may not receive much money. In my cases, the 50% uplift is therefore calculated on the additional earnings actually received above basic salary.

The safest way to keep those monies from temptations way is to send it to your IP. Ang - a regular poster does this every month without fail to her IP, and finds that this works well and ensures that she is fully compliant with her IVA. I would suggest you do something similar.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

For further details contact me at http://www.melaniegiles.com and view my IVA blog at: http://melaniegiles.blogs.iva.co.uk

Posted: **Tue Jun 12, 2007 7:45 pm**

Hi Remster
As Melanie said I pay the overtime over each month, I did consider keeping it in a separate account, but when I asked my company they said that I could ring them and they would take it monthly. It has worked well so far, I am just heading for a 6 monthly review so will have to see how it has worked out. As you said I have a fixed figure for my wage and for my husbands and anything over that we pay 50% of.I have made my own silly little spread sheet ( a few bored moments ) but I can see straight away what our earnings were and what we paid in overtime, its easy for me so when review comes I have an understanding of what they have had extra. I have had a small rise but I have said and they can offset a rent rise against that so all should more or less even out.

I am with thinkbanking also and all goes well at present.

Ang

Posted: **Tue Jun 12, 2007 11:23 pm**

Posted: **Wed Jun 13, 2007 10:38 am**

Good luck for monday !

Marie

Posted: **Sat Jun 16, 2007 12:44 pm**

Good luck for Monday remster.

Regards RedDevil

Posted: **Sat Jun 16, 2007 9:12 pm**

best of luck for Monday, we are all rooting for you!
Kind regards
Dawn

Posted: **Sat Jun 16, 2007 9:19 pm**

Good luck Remster and let us now how you get on.

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/

Posted: **Sun Jun 17, 2007 8:59 am**

Good Luck for tomorrow remster!

Posted: **Sun Jun 17, 2007 11:00 am**

All the best for tomorrow remster . Fingers crossed for good news, let us know asap.

Ang

Posted: **Sun Jun 17, 2007 12:20 pm**

good luck for tomorrow

Please view my blog at: http://scaredkez.blogs.iva.co.uk/

Posted: **Mon Jun 18, 2007 9:47 am**

All the best remster.
Adam

Posted: **Mon Jun 18, 2007 9:59 am**

Good luck Remster

Dave

Posted: **Mon Jun 18, 2007 11:56 am**

Good luck!! fingers crossed

Let you know how you get on!!

On the road to recovery IVA accepted
58months to go

Posted: **Mon Jun 18, 2007 1:24 pm**

www.iva.co.uk

IVA has been accepted!!! Woo hoo!!