www.iva.co.uk

Hi,

Got my creditors meeting tomorrow! its been a long wait, ive had nobody chasing me for money for over a week now and it feels strange and I feel lost.

Just hope all goes well tomorrow lunchtime, but i cant stop thinking the worst!! i.e. nobody will vote, all the creditors will reject it etc etc.

Best of luck for tomorrow. Remember these guys do not get paid unless this IVA proposal is accepted (they are not going to put this through - if they thought it would not be accepted). The Creditors may want a few small changes (that normal).

There is nothing you can do now - (easy for me to say)apart from trying to keep yourself busy Again Best of LUCK !!!!

best of luck for tomorrow your emotion is very normal. I'm sure the best offer is on the table and I'll look our for your update tomorrow. x

Thanks for the support, just sat at work trying to take my mind of it, but it's not working! Just seen scare stories about MBNA not voting, and they are my biggest creditor!

I will definatley being letting u know the outcome, got to ring DFD at 12:45 unless they ring me first!

All best wishes from me and fingers crossed for a positive outcome. x

Good luck,keeping my fingers crossed for you. Just remember you are not alone.

Hi just wanting to add in my support, our meeting is next week so i understand how you feel. big hug x

Hi Extreme,
Best of luck tomorrow and I will keep an eye on it for you. Remember, try not to worry too much.

Thanks

good luck to everyone-I remember barely sleeping the week before ours-do try and keep busy-said that to myself and couldnt do anything for worrying!!!was convinced everyone would say no when 89% said yes !!!
Remember you are all in expert hands-especially rosepetal.
Look forward to the future and forget about the past-life throws things at us and sets us in turmoil but these things are sent to test us and make us stronger.

Thanks everyone, your support is really appreciated! This forum site has been really helpful and will recommend to anyone in need of help.

Got 2hrs out of work tomorrow lunchtime to give me time to take everything in and try and keep calm! Good luck to u rosepetal for next week, I will keep an eye open for your outcome!

Will speak to you tomorrow all, and hopfully with gud news!

Best of luck from me too but I am sure you will be fine. Look forward to a positive post tomorrow.

Good luck Jez. Don't worry about MBNA - as long as they have been given every opportunity to vote it doesn't matter whether they decide to do so or not.

I'll have my fingers crossed for you.

I had numerous credit cards on my IVA back in 2006, only a third voted to accept, with none against,(MBNA were the worst in phoning me, 4 times daily minimum and they did not vote!).

I assume, and I could so very easily be wrong, that no vote means accept by default.

Best of luck tomorrow, sending positive thoughts...

The relief of the acceptance is only surpassed by the relief of the completion.

Good luck from me as well.

If a company doesn't vote then they are bound by the IVA.

Good luck for the meeting. MBNA voted at mine and it was a yes. If they don't vote I believe that's a yes too