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Posted: Sat Jul 07, 2007 5:28 pm
by Lulu77
Hi all

Just to let you know that my IVA was approved yesterday. I can't tell you how much of a relief it was to hear it! My creditors are:

Firstdirect loan 16k
firstdirect overdraft 1200
egg loan 15k
egg crdit card 5k
santander (car finance) 9.5k
sainsbury's credit card 7k
Alliance and leicester credit card 6k
MBNA C/Card 3.5k
Debenhams store card 3k
littlewoods ctalogue 3k
next 700
argos 500

almost 70K. IVA was approved at 27.6p in the £ return to the creditors. Grant Thornton put forward modifications on behalf of Egg but these were around variations and missed payments. I know a couple refused but were outvoted. I update when I recieve the chairmans report next week.

I used Debtlifeboat, and they were really first class. I cntacted them on 1st june 2007 and had my proposal by 6th June and the meeting hel on 6th July. I coudn't fault the service I received.[:D]

Posted: Sat Jul 07, 2007 6:17 pm
by BlueShoes
Fantastic news Lulu, especially as we have some of the same creditors.
Here's to a brighter future!
Blue

Posted: Sat Jul 07, 2007 10:21 pm
by marie
glad to hear it lulu
well done

Marie

Posted: Sat Jul 07, 2007 10:58 pm
by sps
Hi
Good to hear your news Best of luck
Sue

Posted: Sun Jul 08, 2007 7:16 am
by aguise
Great news Lulu.[:D]

Ang

Posted: Sun Jul 08, 2007 4:41 pm
by todd71
Well done great news

TODD

Posted: Sun Jul 08, 2007 11:40 pm
by ordinary_world
Superb news Lulu! Time to crack open a bottle of wine.....60 months to debt freedom!

Best

OW

- 'I wont cry for yesterday 'cause there's an ordinary world somehow I have to find...'

Posted: Mon Jul 09, 2007 9:46 am
by iva_squirrel
Hi Lulu

Great news!
I wish you all the best!

Regards,
Michelle P.

Posted: Mon Jul 09, 2007 5:20 pm
by ray_a
Hi Lulu

Good luck

Ray

Posted: Mon Jul 09, 2007 6:27 pm
by lily
well done lulu

brilliant news for you

lily

Posted: Mon Jul 09, 2007 7:22 pm
by zoe
Well done Lulu
x

Zoe
x
Keep your chin up - everything happens for a reason!
View my blog http://zoes.blogs.iva.co.uk/

Posted: Wed Jul 11, 2007 4:38 pm
by Adam Davies
Hi lulu
Thats great news and good to see a fairly low dividend getting approved.
Well done
regards

Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp

Posted: Wed Jul 11, 2007 5:00 pm
by iva experts
Congratulations Lulu, you must feel like a weight has been lifted off your shoulders.

Best Regards. IVA Experts

Posted: Wed Jul 11, 2007 5:01 pm
by Oliver
Well done Lulu and congratulations.

All the best with everything in the future.

Best Regards
Oliver

Thomas Charles and Co Ltd.
Experts in personal debt solutions.
Read customer feedback at: www.thomascharles.com/about_us.asp