www.iva.co.uk

Posted: **Sun Aug 19, 2007 6:53 pm**

Hi all, I'm new to this forum (although I'd read some really useful advise from people on it). Having returned my iva proposal I have found out that my creditors meeting is on 31st Aug. I owe close to £60,000 between about 10 creditors and First Direct is my bank account, although because I owe them money I have changed to Alliance and Leicester (I have a Premier account with no o/d), I also applied for a Nat West Step account at the same time but A&L came through first. The good thing was I had been making the monthly payments on my debts before (only paying with more credit though), so I could have gone with a few choices. I have been told that I stand a pretty good chance of having my IVA accepted even though MBNA are one of the creditors.
all the creditors that voted voted YES!!!!

Posted: **Sun Aug 19, 2007 7:02 pm**

Good luck for the 31st, just had my iva approved on 13th August so fingers crossed for you.

Posted: **Sun Aug 19, 2007 8:16 pm**

Hi wb and welcome to the forum all the very best for your meeting.

Ang

Please visit my blog at http://aguise.blogs.iva.co.uk/

Posted: **Sun Aug 19, 2007 8:24 pm**

Hi wb1973
Good luck for the 31st
What percentage of your total debt do MBNA have ?
Regards

Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp

Posted: **Mon Aug 20, 2007 6:44 pm**

Hi all,thanks everyone for your kind words, in response to Andydavie's question I owe about £17,000 to MBNA so about 28%.