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Posted: Mon Sep 24, 2007 6:30 pm
by sorted
We are proposing a joint iva with spouse. My creditors are:
mbna 2500
barclaycard 4000
barclaycard 3300
baclays 1900
barclays loan 10000
cahoot 900
cahoot 500
cahoot 4600
egg 5500
hbos 6050
hfo 2000
hsbc 700
hsbc 800
lloyds 800
rbs mint 6100
total 51,600 offering 235 for 60 mnths + 4th year equity release of 11,000 if not add 6th year.
My partner:
barclaycard 7300
barclays 6100
barclays 1700
hbos 1500
lombard 5500
Total 22100 offering 195 for 60 months + 4th year equity release of 11,000 if possible if not add 6th year.
Any advice and words of encouragement welcome. What are our chances? 36 hours to go.
Power to change is within me
Posted: Mon Sep 24, 2007 6:38 pm
by aguise
All the best to you for wednesday. Fingers crossed and all that for you. Let us know how you get on. I,m like you in an iva so wait for other answers but I think most of your creditors are accepting of iva's, and if you have a good proposal and it offers them the best return then no reason for them to turn it down. Good luck you have done your best and faced the debt and deserve a good outcome.
Ang
Please visit my blog at
http://aguise.blogs.iva.co.uk/
Posted: Mon Sep 24, 2007 7:25 pm
by mikebdomain
Got everything crossed for you for wednesday, sorted - good luck
FREE ADVICE IS THE BEST ADVICE
LEYBRIDGE LIMITED
Mortgage Broker
Specialising in adverse credit.
see feedback and testimonials at:
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Please read our Initial Disclosure Document(IDD):
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Posted: Mon Sep 24, 2007 8:37 pm
by kandh
Good luck for Wednesday. Let us know how you get on.
Kerri [:)]
Posted: Mon Sep 24, 2007 8:53 pm
by lizziej
Good luck - this time last week I was experiencing nerves like you! Now I am one week into an IVA! Keep positive (however don't count your chickens - you have to consider some modifications particularly as Barclays are your biggest creditor - they didn't vote at our meeting!)
Posted: Mon Sep 24, 2007 9:53 pm
by Soulgrowth
Good luck ... hope all goes well [:)]
Debbie
www.babynamings.co.uk
www.soulgrowth.co.uk
Posted: Mon Sep 24, 2007 11:08 pm
by sorted
Hi all
I am starting to feel good already. Thanks for your positive comments. God Bless. Sorted
Power to change is within me
Posted: Tue Sep 25, 2007 12:33 am
by BrassicLintus
Hoping all goes well for you on Wednesday Sorted!! I'll keep my fingers (and everything else humanly possible!) crossed for you.
Posted: Tue Sep 25, 2007 12:51 am
by MelanieGiles
Hopefully when you are not driving the train Brassic!!!
Regards, Melanie Giles, Insolvency Practitioner for over 20 years.
To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp
See customer feedback at:
http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp
Posted: Tue Sep 25, 2007 10:20 am
by iva experts
Sending positive thoughts your way for tomorrow sorted [:D] Please remember to post your outcome
Best Regards,
IVA Experts
http://www.iva-experts.co.uk/
Posted: Tue Sep 25, 2007 2:07 pm
by Adam Davies
Hi
Fingers crossed for you tomorrow Sorted
Regards
Andy Davie
IVA.co.uk Spokesperson
About me:
http://www.iva.co.uk/andy_davie_profile.asp
IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp
Posted: Tue Sep 25, 2007 2:33 pm
by Lisa2009
Best of luck for tmorrow, hope all goes well.
Posted: Tue Sep 25, 2007 3:31 pm
by maxdebt
Good luck for tomorrow. I am sure you will soon be sorted Sorted [:)]
Posted: Tue Sep 25, 2007 11:23 pm
by Sadsack
Good luck sorted - hope everything turns out ok for you
Ho Hum! Think I'll bang my drum!
Read My Blog
http://sadsack.blogs.iva.co.uk/
Posted: Wed Sep 26, 2007 8:06 am
by thebear29uk
Good luck today. Positive thoughts coming your way.
Regards
Dave