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Posted: Thu Dec 06, 2007 3:12 pm
by babyblue
[:D] I just want to say a very big thank you to every body on this forum.
I have received a phone call today from Sarah at Philip Gill & Co telling me our IVA has been accepted. We are so happy, we can tell you.

I had been lurking about on the site for a few weeks before we got the courage up to ask for help last August and was contacted by Thomas Charles. They in turn put us in touch with Melanie Giles & Philip Gill.

They took our case on and have been wonderful.

This forum has given us the courage and information we needed, to ask for the help which we needed.

I didnt know where to turn, what to do, what could be done and as you can imagine, I was always adding numbers up in my mind, I couldnt concentrate on any other conversations, crying alot, permanent headache. My little daughter, heard alot of arguing she should not have done...... It wasnt nice, BUT, now I feel so happy. I feel normal again.

Without this forum, we would probably still be in the same situation. We have our life back again and now we can concentrate on enjoying it again.

Melanie Giles and her team Sarah & Angela have been really nice and very helpful. They kept us up to date and explained everything to us. They have worked so hard for us. Yes I know, its their job, but we couldnt have done it without them.

Sorry to go on, but maybe my post may give somebody else the courage they need to ask for help.

Thankyou everybody[:)]

Posted: Thu Dec 06, 2007 3:21 pm
by Skippy
Congratulations Baby Blue, I'm really pleased for you. Good luck for the future.

Posted: Thu Dec 06, 2007 3:31 pm
by maxdebt
Well done babyblue and here's to a debt free future!

3 down 57 to go

Posted: Thu Dec 06, 2007 3:33 pm
by debbiw
Fantastic news. You must be thrilled x

Posted: Thu Dec 06, 2007 3:34 pm
by debbiw
Why am I now a IVA Novice? What does this mean?

Posted: Thu Dec 06, 2007 3:41 pm
by Shining
Congratulations

Posted: Thu Dec 06, 2007 4:16 pm
by cr15py
Congratulations! [:)]

Posted: Thu Dec 06, 2007 5:18 pm
by emma_t
Great news for you and your family - you can now work towards a debt free future[:)]

Melanie, Tina, Sarah and Angela are great arn't they, I know its their job, but I believe they all do it over and above what you would noramlly expect[:)]
Good Luck
Emma

Posted: Thu Dec 06, 2007 8:33 pm
by Adam Davies
Hi
Great news and I'm glad that you have found the forum helpful.
Maybe it should be a condition that anybody contemplating an IVA has to visit and read the forum,mind you with over 50000 IVAs proposed a year maybe not !!!

Andy Davie
IVA.co.uk Spokesperson and Website Manager

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp

Posted: Thu Dec 06, 2007 9:39 pm
by aguise
Great News Babyblue, well done.

Ang

Please visit my blog at http://aguise.blogs.iva.co.uk/

Posted: Thu Dec 06, 2007 10:08 pm
by MelanieGiles
Thank you so much for the very public feedback, especially for my staff who work tirelessly to ensure a speedy and painless result for all of our clients. I was very pleased to learn that creditors have accepted your proposals (eventually!)

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp

See customer feedback at:
http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp

Posted: Thu Dec 06, 2007 11:30 pm
by babyblue
Thankyou everyone,

I can see the light at the end of the tunnel, at last.