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Posted: Thu Jan 03, 2008 2:16 pm
by elldina
hiya all ive been lurking since i and hubby plucked up the courage to seek out advice about an iva which today has been approved
with modifications
we offered 36p in £
they accepted 43p in £
will give further info once i get report
can i just say lurking on here for the last 8 wks has helped me greatly and it has stopped me panicking and its a lovely birthday pressie as its my birthday tomorrow
elldina
Posted: Thu Jan 03, 2008 2:21 pm
by kieranandmegansmum
hi what was your debt and what are you offering a month
S WARD
Posted: Thu Jan 03, 2008 2:32 pm
by cr15py
A jump of 7p in the pound would be something I personally would be happy with (works out at an extra £19 per month for me), but the bigger the debt, the bigger the additional payment, so it depends what the circumstances are.
Congratulations on getting your IVA approved [:)]
Posted: Thu Jan 03, 2008 3:08 pm
by elldina
hiya combined debt was about £27500
monthly payment of £282 no change to our original .ip fees were challenged by creditors and lowered
have not looked at figures over xmas as was ill so a bit hazy when i get report will put up details of how votes went and who voted
elldina
creditors were
avon
abbey overdraft
capital one
egg
aqua
sygma
cahoot
littlewoods
kays
barclaycard
vanquis
elldina
Posted: Thu Jan 03, 2008 3:16 pm
by aguise
Hello and welcome to the forum. Great news on your acceptance. Many congrats.
Happy birthday for tomorrow, now you can have a nice relaxed day.
Ang
Please visit my blog at
http://aguise.blogs.iva.co.uk/
Posted: Thu Jan 03, 2008 3:35 pm
by Adam Davies
Hi
That's good news and your dividend has increased due to the reduction in your IP fees.
Good to see an IVA accepted without an increase in monthly payments requested
Regards
Andy Davie
IVA.co.uk Spokesperson and Website Manager
About me:
http://www.iva.co.uk/andy_davie_profile.asp
IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp
Posted: Thu Jan 03, 2008 3:41 pm
by Lisa2009
Congrats on having your IVA accepted
mrs skint
Posted: Thu Jan 03, 2008 4:24 pm
by Shining
Congratulations from me too x
Posted: Thu Jan 03, 2008 4:25 pm
by Skippy
Congratulations!
Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.
View my blog at
http://skippy13.blogs.iva.co.uk/
Posted: Thu Jan 03, 2008 4:53 pm
by iva experts
Congratulations on your IVA approval, the light at the end of the tunnel can now be seen [:D]
Best Regards,
IVA Experts
http://www.iva-experts.co.uk/
Posted: Thu Jan 03, 2008 4:56 pm
by Martin2011
Hey Elldina, congratulations and welcome to the forum....all the best for 2008...
Martin
Posted: Thu Jan 03, 2008 5:12 pm
by e.h
Hi Elldina
Just wanted to say congratulations on having your IVA approved. We are into the second year of ours now and the time has flown by. What a super start to 2008 and what a great bithday present. Happy birthday for tomorrow.
Liz
x
Posted: Thu Jan 03, 2008 5:27 pm
by maxdebt
Congratulations Elldina great start to the new year [:D] Good luck for the future [:)]
4 down 56 to go
Posted: Thu Jan 03, 2008 6:08 pm
by cat 1
well done.I'm into the 2nd month and it's a nice feeling not having demands and tons of post dropping through the door.Have a happy birthday. Cat 1
Posted: Thu Jan 03, 2008 6:59 pm
by iva.com
Hi Elldina,
I just wanted to say congratulations on having your IVA approved. Have a great day tomorrow.
Kind regards,
Terry Balfour
IVA.com
IVA.com - The IVA Comparison Site
100s of reviews, All IPs and IVA firms rated.
Use our IVA firm comparison tool to find best IVA firm for you:
http://www.iva.com/iva_comparison_1.asp