www.iva.co.uk

When I first started my Iva I can remember thinking omg I'm only at the start of something that is going to last five years!! Even now I can't believe how quick it has gone and now I start my new year knowing that the payments end in may. So just take each year as it comes and you will be amazed how quick time will pass.

Yes, Michelle, it is amazing how short 5 years is looking back. 5 years, or so, ago William and Kate got married, Amy Winehouse passed, Bin Laden and Gaddafi were killed and we had those riots ! Doesn't seem that long ago at all