www.iva.co.uk

Hi

4 sleeps to go and then its D Day

Just cant wait for it to be over and hopefully approved

Im actually looking forward to living to a budget for the first time ever

Mikey

Good luck Mikey for your meeting, I'm enjoying the budgeting at the minute but it's very new to me (approved Feb 8th). I find great joy in saving on my shopping on a Saturday how sad is that? I'm like a child if I've got x amount left and put it in a tin to use for a treat in June when I've a couple of days booked to go away.

Thanks

Must admit im the same, sort of been living on a budget for the last two months, when I finally took my head out of the sand and did something about my situation.

I take great joy in picking up bargins for the "offers" section at the supermarket, plus getting best deals on mobile phones, internet, insurance etc really can save you lots of money each month!

This is probably sad but if id done more of it in the past then i might not be where I am now

Wishing everybody who's in an IVA or worrying about a pending creditors meeting all the best!!!

Good luck, Mikey. I'm just starting the process, hope everything goes alright

Good luck Mikey ... like you I find a great sense of satisfaction in finding a bargain and, indeed, not spending any more money than I really have to. I feel quite annoyed if I have to buy a new piece of clothing rather than find something from the charity shop. Indeed, I've become mean!

Fingers, toes and everything crossed for you [:)]

Debbie

I hope it all goes smoothly for you. We have ours next week (14th). We know exactly how you are feeling. Good Luck !!

Very best of luck mikey, I hope all goes well for you[:)]

sblack good luck for the 14th[:)]

Its a very difficult and stressful time for you both but try ti remember that the vast majority of all iva's proposed are accepted.
Good luck
Emma

Fingers crossed Mikey, keep as busy as you can for until Thursday so hopefully it will fly by

fingers crossed Mikey, hope everything goes well for you, xx

Good luck!

Good Luck Mikey, there's alot of IVA's flying through at the moment, so I hope yours is the same.

All the best.

Good Luck!

My IVA was approved back in Nov 06. We use internet banking (with the co-op cashminder account) and a simple spreadsheet to monitor our budget. This works excellently as you always know (financially) where you are and where you're going to be

regards

David

thanks for all you best wishes

3 sleeps to go

All the best mikey, i will be thinking of you waiting, as i will be for that phone call on Thursday!!
Regards Vic