www.iva.co.uk

Hi guys
How is everyone this evening?
Z
XX

Hi Zoe
Just Reading your post about MBNA and them not getting money in an IVA.

Presumably this was advice given to you by a 9 yr old in Delhi working from one of their call centers and not a debt recovery agent who is suitably trained ,old enough to know what a credit card is and able to adhere to the OFT guideline on debt recovery .

Absolute Jokers !

Good Luck on 29th

zoe wrote:

Hi guys
How is everyone this evening?
Z
XX

Hi Matey.
It sounded like it! She started off asking for money (Dont they all!) then spouted off. Michael was in the car with me and he laughed - He actually said " I think i know more than her!
Z
x

Hi Zoe
Well like you im sitting here reading posts to be honest ive been here most of the day,im definatly addicted to the forum and learn more each day,and if i can help then im happy to pass on any advise that my own experiences have taught me.
Well not long to go now til your creditors meeting you seem very upbeat and thats good is it thomas charles you are doing your iva with if so you are in good hands,they have a very high success rate and hopefully soon you will join there iva approved clan.
Well im listening to a bit of micheal bolton sad arent i it brings back some good memories of my younger days,i think its driving my other half mad but the deal was done you watch footy i'll do what i want and the music was included[haha]
Hope you have a good nite

Tracy xx

I'm watching the footy - the match isn't great but it's nice to have Alan Smith to look at!!!

Now Doug, I read your profile and see that you're an Arsenal supporter - usually I loathe the Gunners (as any self respecting Man Utd fan should!) but I must admit I was cheering you on on Sunday! At least I've got Bear as an ally!

Tracy, no wonder you're driving your other half mad - Michael Bolton [V]! I can't really say too much though - I'm dragging Dave off to see Meatloaf on 25th May!

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/

hi everyone, fraid i am not watching the footie on the tv tonight, but have been to watch my eldest, which was a fantastic game and they won 4-2 and my son scored the 3rd goal, so very happy for him, and now back home perched at my usual spot in front of the comp, have been playing the emmerdale quiz to see who killed tom king even tho i haven't watched it for months.
well all have a good evening whats left of it!
kerri

Please view my blog at: http://scaredkez.blogs.iva.co.uk/

Glad your son won tonight Kerri. I'd like to say that I've been as active but although I went to the gym I only did half an hour as I've hurt my knee so I'm a bit limited as to what I can do!

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/

Im a bit of a sad music fan,i love all the old slush.Makes me feel all romantic[poor old hubby]when footys on i could parade round in me birthday suit and id still be told hang on jst let me see this corner,so now i just sit and remember the good old days.oh well i have my memories,and i love meatloafs two out of three aint bad,infact i have there album i might put it on,wonder what reaction i'll get to that.
Kerri if you figure out who killed tom king let us know its dragging on for to long glad your lad won his footy match and that you seem so positive.

Tracy

I have VERY varied taste in music (Dave says no taste!) - Meatloaf, Beautiful South, Tom Jones, Tony Christie and loads more. Although I have some slushy stuff I don't do romantic - Dave would think I'd gone mad! He doesn't do romantic either - a few years ago 'Everything I Do' by Bryan Adams was on the radio and Dave looked at me and told me that he always thinks of me when he hears it. I thought he was being all soppy and romantic until he finished with 'Well you like Bryan Adams don't you!' Dave reckons that my CD collection is the sole reason for my bankruptcy and he kept winding me up that the OR would take it as an asset - until she saw what was in it! I can't wait to see Meatloaf - my mum bought me the tickets for Christmas.

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/

Hi all
Im also listening to music - but as Skippy wll tell you BIG Take that fan!!! haha - you would think im 12 but no nearly 30!!!
Im on a high tonight my mum has given me some money to go for a drink with my friends for a birthday tomorrow - good ole mum xxx
Z
x

Wouldn't it be boring if we all had the same tastes?! Have a great time tomorrow Zoe. I'm going out with my friend (who is also BR) tomorrow night for a meal (oops, there goes the diet AGAIN!) which I'm looking forward to.

I know what you mean about good ole mum - I went to my mums tonight and came away with 6 pork chops, 2 lamb chops, a piece of beef and a chicken, as well as Frosties, bleach and toilet rolls! I'm a bit short of money this month so I was really pleased!

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/

Hi



LILY

I believe that angels breathe and love will live on and never leave. I cherish all you gave me everyday.

Hope you both have agood night tomorrow,and zoe i do like a bit of take that especaily patience and i think micheal bolton is finaly wearing my other halfs out oh well good while it lasted.xx

Hi Lily, how are you?

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/

Hi Skippy

Sorry I got called away one of the children, Torie came home with a headache, she did look bad fell asleep before tea, didnt want to know and it was her choice today. Really bad, so I gave her some solpadine and she has thrown it up, oh well. She is Ok had a sleep over with her friends over bank holiday weekend and they boys fused the lights so we had to make do with lamps, we live right next door to a cemetary so they didnt sleep, frightened themselves and the boys kept winding them up, she needs to catch up. Got on really well on Tuesday. Sunday had a massive flood the boys left the hose pipe in the kitchen, hmmm. Tripped the lights and they dont work anymore, took them out on Monday for the day, really good day. Won hundred pounds on the lottery, bought a new phone as mine will not charge, well it will if I stuff it under my pillow and lie on it, and put the plug in and squash the bed up against it and it needs charging every day, so I have a new one, nothing special but does do mps, spent last everning trying to install the softwear, screwed it up, took 3 hours but, managed to do it in the end, not that I do mp3 things but I spent the money and just had to suffer, right? Got my new shiny debit card today from co-op, so chuffed about that. Thats about it, will email you about Tuesday.
Love

LILY

I believe that angels breathe and love will live on and never leave. I cherish all you gave me everyday.