www.iva.co.uk

I have £6 to last me until payday at the end of the month.

You know the same thing keeps happening to me i have £10 left until friday, i have to get some petrola nd i have a work lunch whihc i have t go to !!!!!!!!!!!

I am really trying but i just cant seem to make it last....

and I thought I was skint!! I have just had to buy 2 lots of school uniform today and have spent a fortune, I only hope the OR does not have a problem with this!!!!!!!!!

I'm glad it isn't just me struggling. I try my hardest to stick to the budget but it doesn't happen. I had to pay £180 for root canal treatment this month - the £50 contingency doesn't cover most emergencies.

Jane, sorry if I'm being thick but what is the OR?

OR is official receiver, I am going bankrupt next week!!!!!!!!!!!

I just hope I don't get into trouble for spending a lot of money!!

Tell me about it, My car got a puncture so i had to pay out for a new tyre ... I think i have a real problem with spending money, even if i have a budget say £20 food shop for the week, my eyes must roll back in my head and i come out of the shop without any meals!
I dont know how to solve it.. i cant keep ending up in this situation.

I have just spent £92 on school shoes (x 3) £175 on uniform and £75 on new coats for school. I do wish they wouldn't grow so fast!
Blue

£176 phone bill !


Bloody teenogres

Mish

At least mine can't use the phone yet (eldest is but, oh boy, not looking forward to the time when they can!
Blue

And thats with no contigency fund !
My first month in BR !
Not a lot left in the pot ... school holidays are a killer ..
But at least pay day is Friday and I reckon next month I'll be able to save something.

Mish

Lula - can an ol f art make a suggestion ..

I know its old fashioned but make up a shopping list, and use your moby as a calculator - pretend your texting .

Mish

Do any of you guys get terrified of spending?? I dont mean stupid things like TV's or loads of dosh things. I mean the food shopping?? I am so scared of running out of something and spending too much, even though I do add up but I just cant do a proper weekly shop. I just am too scared of spending it all and running out of milk or something. Is it just me or does anyone else know what I mean? Just the thought of it is enough, I am becoming Tesco Phobic.

lily

thanks mish i thought about a calculor but was embrassed but no one will know what i am using my mobile for! Thanks,

Take cash. The thought of having to put items back once you get to the till is enough to stop me putting too much in the trolley!
Blue

i only get what i nedd nothing more