www.iva.co.uk

Hi I am started my IVA May 2008 so nearly four years and pay £295 each month. I spoke to my brother about full & final payment and kindly he offered me £3500. Just want to ask is it reasonable offer. I am planning to keep paying my monthly payment until May 2012 and it leave 12 months remaining and it work out £295x12= £3540 personally I think its good offer but just want to make sure.

Everybody help is much appreciated.

Sounds good to me, the creditors will still be getting what they signed up for and a year earlier !

Do run it by your IP and take some case specific advice and I'd like to wish you all the best with the offer, do let us know. x