Posted: Sun Aug 26, 2007 6:42 pm
A couple of days ago we received info from our IP regarding our offer for a FFS. Enclosed with it was a copy of the variance proposal that has been sent to hubby's creditors.
As per the original chairmans report and figures provided for the IVA proposal, this one also states the total agreed claims of £62,785.45 which was the same amount but there are outstanding creditor claims totalling £926.00.
All bar one of the debts were way above £1000. The only one that wasn't was for Barclaycard as from the list of proofs also received, they are on the list with a debt of £862.57 so its obviously not them. So we are now unclear as to what or who this could be outstanding by this amount? Is it possible that a creditor hasn't claimed the full amount that was owed pre-iva?
The other creditors on the list are 4 from RBS and 3 from Max Recovery.
Obviously not including this amount in the final figures isn't going to make any sort of dent to the total debt whatsoever but we are just curious?!!
Our variation meeting is set for Monday 17th Sept at 10 am. I am a nervous bundle now so goodness knows what I will be like on the day!!! I assume that we will get a phone call after the meeting to say yes or no??
Also, how are these creditors (Max Recovery, RBS and Barclaycard) at full and final settlements?
K
xx
As per the original chairmans report and figures provided for the IVA proposal, this one also states the total agreed claims of £62,785.45 which was the same amount but there are outstanding creditor claims totalling £926.00.
All bar one of the debts were way above £1000. The only one that wasn't was for Barclaycard as from the list of proofs also received, they are on the list with a debt of £862.57 so its obviously not them. So we are now unclear as to what or who this could be outstanding by this amount? Is it possible that a creditor hasn't claimed the full amount that was owed pre-iva?
The other creditors on the list are 4 from RBS and 3 from Max Recovery.
Obviously not including this amount in the final figures isn't going to make any sort of dent to the total debt whatsoever but we are just curious?!!
Our variation meeting is set for Monday 17th Sept at 10 am. I am a nervous bundle now so goodness knows what I will be like on the day!!! I assume that we will get a phone call after the meeting to say yes or no??
Also, how are these creditors (Max Recovery, RBS and Barclaycard) at full and final settlements?
K
xx