www.iva.co.uk

After 2 years in an IVA I finally had my full and final offer accepted by my creditors yesterday!! )

There is light at the end of the tunnell!!

I would never have offered a full and final if it hadnt been for the help and advice I got from members of this site!! Big thanks to everyone!!

A special thankyou to Melanie for all her help.. I think i promised her an easter egg if it was accepted..but as the meeting had to be re arranged cause they booked it for good friday, I guess its going to have to be Thorntons now!! :oP

Thanks

JPJ[:)]

Excellent news. Well done and all the best for the future.

Wow thats great news jpj[:)][:)]

You must be so pleased!!

yeah...not quite out the woods yet though...I started my F+F in sept last year,and its taken until now to get it drafted,accepted etc.
It is based on a remortgage though and as the whole world has changed since last sept mortgagewise i have quite a bit of grovelling ahead of me!!

An IVA is for life..not just for christmas! LOL )

Didn't mean to sound so flippant with that previous post!!

I hope all continues to go well and it all completes sucessfully.[:)]

Unless a very unexpected event happens in the nest 4 and a half years I will be in it for the long haul as have nothing to raise a F&F - not complaining though as never been happier!!

Best wishes
Emma

Your post was fine.

You never know what the future holds..lottery win,a new rich lover, etc etc.

I will kind of miss my little IVA... I was standing in the petrol que today and the guy in front of me's card was DECLINED...there was a quiet gasp from the whole que and a couple of tuts,and some well filthy looks..I thought, god that could have been me 2 years ago..I will NEVER get into that situation again.then I thought maybe I should recommend this site to him,but thought best not!! LOL

Thanks LadyH...I too was expecting to do the 5 year stint..and it wasnt till a year and a half in that things looked up.

Hope all goes well for you..my first 2 years flew by !

Excellent news ! Well done!

That's great news, well done.
xx

Well done jpj [:)]
hope the remortgage goes well

I'm in it for the long haul unless a miracle happens!

Well done on you F & F, what I would give to have an IVA at moment, think driving myself round bend, with "What ifs?" having waves of panic

Thanks
Im sure it will turn out ok Angela18.. I was a wreck when I was waiting for my IVA to be approved..I think I worried so much I didnt have any worry left inside me when I was waiting on my F+F. I just thought..hey ho..if i have to do 3 more years IVA so be it!

you must be so happy

Hasnt sunk in yet!

Hi
Well done jpj
Regards