www.iva.co.uk

Posted: **Fri Jul 04, 2008 4:11 pm**

Hi All,
Its been sometime since I have posted on here. Just wanted to share with you that I am out the other side of the IVA now and have had my certificate of completion (which took longer than the 4 weeks - but who am I to complain about that!) It wasn't easy and there were many tears along the way and going without for me and my daughter. However, I am now in a position were my money is my own and what I have I can spend and what I don't have means a tidier house and less wastage! Especially with the financial climate ebing what it is its great not to worry about interest rates and as I have a fixed rate mortgage I feel fairly happy about things. I just wanted to let you know that through all the struggles and the upset of setting up and living with the IVA that at the end its such a relief and good feeling to know that its over and I am clear of my debts. Good Luck to you all I hope that your time passes quickly and without event so you can enjoy a debt free life too! x

Posted: **Fri Jul 04, 2008 4:20 pm**

Brilliant post sammy, good luck for the future. X

Posted: **Fri Jul 04, 2008 6:47 pm**

Well done Sammy, thanks for sharing. It's posts like this that help keep the rest of us focused on the dim light at the end of the tunnel!
Good luck and all the best for your debt free future, you've earned it [:)]

Posted: **Fri Jul 04, 2008 8:31 pm**

Fantastic and I love to read posts just like this, keeps me going shows there is light at the end of the tunnel

Posted: **Fri Jul 04, 2008 8:44 pm**

Well done I like many can't wait for that wonderful day when I have completed my IVA.

Enjoy your new life you deserve it.
Jan

Posted: **Fri Jul 04, 2008 11:00 pm**

Brilliant news Sammy! Enjoy your debt free life

Posted: **Fri Jul 04, 2008 11:06 pm**

Fantastic!!

Hopefully your good news will act as an incentive to those who still have a way to go.

Regards.

Posted: **Sat Jul 05, 2008 4:19 am**

What a great post. It gives a lot of others hope.
Good luck for the future DEBT FREE xxxx

Posted: **Sat Jul 05, 2008 8:29 pm**

WEll done that must be a load off your mind, i have just completed my first year of my IVA and am currently in negociations for the 2nd one which im hoping will be sorted shortly. Wishing you health and a debt free future, well done.

Ax

Posted: **Sun Jul 06, 2008 9:50 am**

Thanks for sharing that great news Sammy, it really is great to hear when people emerge at the other end....Just over half way through mine now and hoping the second half goes more quickly!!!

Best of luck for your future..

Martin

Posted: **Sat Aug 30, 2008 5:28 pm**

I a new member and its nice to hear someone has completed an iva. Im so worried about getting to the end i have often wanted to go bankcrupt.Good luck for the future.

Posted: **Sat Aug 30, 2008 7:04 pm**

Well done Sammy, gives me hope as just started my IVA, good luck for the future.

www.iva.co.uk

Completed IVA