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Posted: Wed Dec 17, 2008 9:27 am
by Phil1024
Hi, I have finally finished paying for my IVA after five years, just one more year to go before its off my credit file Yippee. I would like to wish everyone in an IVA that there is light at the end of the tunnel and that five years is not as long as you think. Finally I can start saving for a life of luxury.

Posted: Wed Dec 17, 2008 10:52 am
by Shining
Thanks for that post Phil, it's nice to hear the conclusion of an IVA, my first year is about up and I agree times does go quickly, I live month to month. I wish you well in your debt free future.

Posted: Wed Dec 17, 2008 11:29 am
by Phil1024
Thanks Lesley, When I first got into an IVA I thought five years its a long time but it does go by really quickly. Good luck in your IVA.

Posted: Wed Dec 17, 2008 11:33 am
by Viki.W
Congratulations Phil, that's great, just in time for Christmas. Good luck for your debt free future. X

Posted: Wed Dec 17, 2008 12:08 pm
by kallis3
Congratulations Phil. Have a great Christmas.

Posted: Wed Dec 17, 2008 12:17 pm
by Beans on Toast
What a great feeling it must be for you Phil, especially at this time of year, best of luck for the future [8D]

Posted: Wed Dec 17, 2008 1:54 pm
by caraf
Fantastic Phil,
What great releaf you must feel. Starting a new year debt free !!
Congratulations and all the best for the future.

Which company are you with,how have you found it ? has it been hard ?

carol
x

Posted: Wed Dec 17, 2008 2:09 pm
by Phil1024
Thanks everyone for your replies :).
I was with a company called W3 Debt Solutions, they have been very helpful with my case, so I thank them. All I need now is my certificate of completion which I have be told I wont receive till Feb/March. Once I receive this then it will be sent to all credit reference agencies.

Posted: Wed Dec 17, 2008 6:41 pm
by Lisa2009
Well done on reaching the end. You must be so pleased.
Good luck in your debt free future xxx