www.iva.co.uk

Today i have heard that my offer of F&F settelement has been agreed 2 years early. Only 1 creditor voted of a max of 11 (which i cannot beleive that the other creditors didnt bother). I would like to thank Melanie and Andy if it was not for you both for your support to me an others on here and also advising me on putting forward a F&F. My thanks to my Parents and above for supporting me and loaning me the money.
My story is not unlike others who have posted on here except i wished i had found this site a long long time ago as many a time i have been at rock bottom thinking that being in the IVA was the wrong thing to do but 3 years down the line it wasnt it was the correct thing for me to do yes times have been hard money wise especially at christmas having no money for to get back and fore to work not having money for a pint of milk as i over spent on my budget but looking back i managed and if one thing i have learnt from being in an iva i will never get into debt again hard lesson to learn i known but hey life is hard and lessons have been learnt. SO THANK YOU ALL FOR YOUR POSTS OF HELP AND UNDERSTANDING you never ever judged me.
Oh by the way i can now go on holiday to Turkey with friend this Sept my first holiday for 6 years.

Great news redhead. I am so glad for you.Have a great holiday.
You cant beat Mum and Dad, when you need help.

Ang

So pleased to hear the news. Now make sure that your IP closes your case as soon as possible so you can go off on your trip debt free!

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

For further details contact me at http://www.melaniegiles.com and view my IVA blog at: http://melaniegiles.blogs.iva.co.uk

Redhead

Well done for staying the distance and your future a debt free one, wow!!!! You must be feeling relieved and so pleased with yourself, you so deserve it too.

lily

Great news redhead.Have a fantastic holiday.

Kind regards,

Julia Simavi

Shortlisted with special commendation for Debt Counsellor of the Year by Credit Today Awards 2007

View my profile:
http://www.supersonicsquirrel.net/julia ... rofile.asp

Visit my website:
http://www.supersonicsquirrel.net

Credit Today Awards 2007 http://www.credittoday.co.uk/awards/winners.htm

Well Done Redhead

Have a great life and do keep in touch!

We should have a section for ex IVA's as i am sure we can all encourage each other not to get into debt again!

Regards

Ray

well done redhead, you deserve that holiday, enjoy!
kerri

Please view my blog at: http://scaredkez.blogs.iva.co.uk/

Hi
Thanks for the kind words and go and enjoy your holiday............you deserve it.
regards

Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp

Congratulations Redhead and all the best with everything in the future.

Best Regards
Oliver

Thomas Charles and Co Ltd.
Experts in personal debt solutions.
Read customer feedback at: www.thomascharles.com/about_us.asp

Delighted to hear of you good news Redhead, keep looking forward.

Best Regards. IVA Experts