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Posted: Tue Oct 01, 2013 1:35 pm
by Reliefman
Hi just received my Certificate of Completion just over 4 years after getting in touch with Melanie and her team and would like to say a BIG thank you for help. It has been a Regimented and long road which I believe is the only way to put your mindset to see the light at the end of the tunnel. I have now completed 100pence in the £ and a new fresh life awaits Many Thanks once again For Being there.

Posted: Tue Oct 01, 2013 1:53 pm
by footiemad
That's a lovely post. Well done and good luck for the future. Enjoy x

Posted: Tue Oct 01, 2013 2:38 pm
by Foggy
Excellent .... well done :-)

Posted: Tue Oct 01, 2013 4:45 pm
by brokebryn
Marvellous news, what a great achievement! Well done indeed.

Posted: Tue Oct 01, 2013 5:42 pm
by Shining
Fabulous have a very happy debt free future. x

Posted: Tue Oct 01, 2013 5:49 pm
by kev59
well done.

Posted: Tue Oct 01, 2013 7:46 pm
by andrewgoodman121
Good Luck!!!!!Kev59
Just waiting for my Completion Certificate also as i am with Melanies team so not long now!!![:D]

Posted: Tue Oct 01, 2013 10:33 pm
by Kelly O
Hi Reliefman and congratulations on successfully completing your IVA :-)

I just wanted to wish you all the best for the future and if you need help clearing your credit file you can find the information you need here http://www.pjgrecovery.com/clean-up-credit-rating if you have any questions do not hesitate to contact me

Thank you for your kind words and Melanie and the team :-)

Posted: Wed Oct 02, 2013 4:13 am
by Shining
I've just bookmarked that link to look at myself.

Posted: Fri Oct 11, 2013 3:57 pm
by Reliefman
Thanks all, During the IVA you see the comments of peeps finishing their road and think yours is a long way off, But it comes around to YOU quicker than you can imagine. Best wishes Kev59 on the wedding mine is around that time not finalised yet though. Thanks Kelly O on the advice will come in handy as after completing things are a bit sketchy on clearing your credit file. Good Luck to one and all!!

Posted: Mon Oct 14, 2013 1:07 am
by MelanieGiles
Sue and I were only saying the other day, what a real sense of satisfaction we get when we are closing down IVAs, as we can generally remember most of our clients from the early days and recall the stress and pressure you were all under at that time. Achieving 100p in the £ of course is a bit special, and you have worked so hard to achieve that - so we are all really proud of you.

Sending all of our very best wishes for the future.

Posted: Thu Oct 17, 2013 12:12 pm
by andrewgoodman121
Many Thanks for all your Help Melanie and also for your support in getting my IVA concluded.
It was sometimes a frustrating and rocky road but i now have a clean and fresh outlook and i don't think i will ever be going down the easy credit route EVER!! again.
From now on it is just Visa Debit Only and Hard Saving as i would rather know where i am and always have the feeling of having money behind me and being DEBT FREE!!!.[:D]

Posted: Thu Oct 17, 2013 3:21 pm
by Tina Shortland
Sounds like a great plan Andrew!!

Best wishes to you too Reliefman - your post had come on whilst I was away so only just seen it :-)

Posted: Thu Oct 17, 2013 6:44 pm
by Kelly O
Congratulations to you both and all the best for a debt free future :-)

Posted: Fri Oct 18, 2013 8:41 pm
by Jesah
Touché
We'll done Andrew.

I'm on your wave length with that one.

53 down 3 to go.