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Posted: Sun Nov 11, 2007 11:01 pm
by snoogle
Hi

I have my IVA with Accuma. Have offered a full and final offer and my IP has said its a really good offer which has taken at least 3 weeks to happen. I have sent everything I have been asked for but now I'm told it's with their variations team but they wont put a timescale on how long it will take from here only saying that they have a lot to deal with. Am just concerned the whole thing will now drag on into next year, should it take this long in your experience?

Thanks as always

Posted: Sun Nov 11, 2007 11:25 pm
by MelanieGiles
Hi Snoogle

Most insolvency practitioners are really busy at the moment, myself included, and variations tend to take a bit of a back seat to the proposing of new proposals to be frank.

That said, there should be no reason why they cannot give you an idea of timeline on this, but do not be suprised if you are quoted a couple of months depending on how busy they are at the moment.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp

See customer feedback at:
http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp

Posted: Mon Nov 12, 2007 12:26 am
by snoogle
Thanks Melanie - as long as I know this is normal am happy!

Posted: Mon Nov 19, 2007 7:44 pm
by mikebdomain
Good luck for the 7th december snoogle

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Posted: Tue Nov 20, 2007 8:54 am
by Skippy
Good luck Snoogle

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/

Posted: Tue Nov 20, 2007 10:08 am
by aguise
Good luck from me to snoogle.

Ang

Please visit my blog at http://aguise.blogs.iva.co.uk/

Posted: Tue Nov 20, 2007 11:06 am
by Adam Davies
Hi
Good luck and it seems a good offer
Regards

Andy Davie
IVA.co.uk Spokesperson

About me:
http://www.iva.co.uk/andy_davie_profile.asp

IVA Helpline: 0800 197 4838
http://www.iva.co.uk/iva_helpline.asp

Posted: Tue Nov 20, 2007 4:54 pm
by iva experts
Snoogle, best of luck for the 7th - the offer you are putting forward looks like a good one [:D]

Best Regards,
IVA Experts
http://www.iva-experts.co.uk/

Posted: Tue Nov 20, 2007 4:56 pm
by Oliver
All the best!

Best Regards
Oliver

Thomas Charles and Co Ltd.
Experts in personal debt solutions.
Read customer feedback at: www.thomascharles.com/about_us.asp

Posted: Tue Nov 20, 2007 6:36 pm
by couple31
very best of luck :)

Posted: Tue Nov 20, 2007 8:07 pm
by iva.com
Good luck for the 7th Snoogle. I look forward to hearing the result.

Kind regards,
Terry Balfour
IVA.com

IVA.com - The IVA Comparison Site
100s of reviews, All IPs and IVA firms rated.

Use our IVA firm comparison tool to find best IVA firm for you:
http://www.iva.com/iva_comparison_1.asp

Posted: Fri Dec 07, 2007 3:19 pm
by snoogle
Hi all

My variation was accepted this morning which is fantastic. I actually feel a bit numb at the moment but am sure it will all hit me later!

I offered a full and final offer of £0.47 in £ against the original proposal which offered £0.46. My mum provided me with a lump sum from an inheritance so I'm v lucky I guess.

Alliance and Leicester
Nationwide
Amber Loan

All above voted yes but most of my creditors didn't bother voting.

Thank you all for all your support on this forum it's really made life easier and has picked me up when I've been having stresses and worries about things.

Thanks again!

Posted: Fri Dec 07, 2007 6:56 pm
by Lisa2009
Many congratulations, its realy a great feeling.
Now its time to sit back and look to the future. Enjoy!!!

Posted: Fri Dec 07, 2007 8:27 pm
by aguise
Thats great news snoogle all the very best for the future

Ang

Please visit my blog at http://aguise.blogs.iva.co.uk/

Posted: Sat Dec 08, 2007 11:04 am
by Skippy
Congratulations Snoogle!

Yesterday is history, tomorrow is a mystery, today is the present - a gift to make the most of.

View my blog at http://skippy13.blogs.iva.co.uk/