www.iva.co.uk

Hi, are you allowed to have car breakdown cover in an IVA? I have my 2nd annual review and it has never been included, would it be okay it add it you think, there are 2 cars in the household.

Also where on income and expenditure do you put for school dinners? Is it in the food and household goods???

Does dog food also go in here? Again i have never claimed for these so not sure.

Thanks

Hi shelley - its important to list all your outgoings. Car breakdown I would include under insurances and put school dinners, dog food etc under food/household.

Thanks Julie, i never had breakdown cover included before and have not purchased it yet, im just worried they wont agree to it , it would be about £120.00 for the year for both cars.

£6-16 a month from asda for rac cover,cheapest I could find.(for 1 car)

I pay £15 a month (AA)and thats for both of us to have personal cover, so we're covered not the cars. It doesn't matter what car we're in.

Its definitely worth it, especially with our luck with cars [:D]

oh that sounds good Julie, we have really bad luck with cars too, my hubbys car needed work done last week an it cost £280! We had to pay for vehicle recovery too cause we didnt have breakdown cover! Thats why i would like it if i can have it!

We pay £12 a month to the AA for personal membership (Roadside and Relay - never bothered with Home Start).

Ours is a category on it's own.