Final Review (they say) Creditfix
Posted: Tue Dec 28, 2021 9:29 pm
Ok, I'm in my fina year of my IVA, over the years I paid whatever and generally just went along as 5 years paying is something I shouldn't be stressing over. Now i'm in my final year and with Creditfix I have thier app and been working out from what they said was my amount owed and was so happy that I finally reached under £1000 left to pay, then I just had my final review.
The lady said it was my final review and change in wage meant my payments would go up by £40 and i said its best to round that off to £200 as if i had under £900 left then that would only mean not many payments left, right.
Wrong, Now i feel a little hoodwinked now its saying I have 10 payments left and what i'm left to pay is £1800!! Me being so excited that i've finally managed to get under £1000 left now has to £1800 to pay and at £200 a pop!! She never told me this, and its quite dishearting, my birthday is in July and i really thought i'd be debt free by then and now it doesn't look so, i don't get it, why is what i' paying back suddenly just gone up like that?
The lady said it was my final review and change in wage meant my payments would go up by £40 and i said its best to round that off to £200 as if i had under £900 left then that would only mean not many payments left, right.
Wrong, Now i feel a little hoodwinked now its saying I have 10 payments left and what i'm left to pay is £1800!! Me being so excited that i've finally managed to get under £1000 left now has to £1800 to pay and at £200 a pop!! She never told me this, and its quite dishearting, my birthday is in July and i really thought i'd be debt free by then and now it doesn't look so, i don't get it, why is what i' paying back suddenly just gone up like that?