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Posted: Mon Aug 15, 2016 5:48 pm
by dth8030
F.A.O. Shaun / Ryan.
I have a question about shared ownership mortgages - post IVA. I completed my IVA last October 2015, it has been removed from the register and from my credit files.

I was just wondering if there are any specific mortgage lenders that should be contacted for this type of mortgage?

Is there a set length of time that I should leave before attempting to get a mortgage (obviously I need to save for a deposit)?

Any advice is gratefully appreciated.

Thanks

Danny

Posted: Mon Aug 15, 2016 5:51 pm
by kallis3
Give them a ring Danny - their details will be under their link on the ask experts a question on the left hand side of the page.

They may not pick up on this until tomorrow now.

Posted: Mon Aug 15, 2016 8:04 pm
by luluj
Contact Ryan's team at Zebra - am sure they will help

Posted: Tue Aug 16, 2016 8:50 am
by dth8030
Thanks for the details, I will contact them this week.

Posted: Tue Aug 16, 2016 9:20 am
by Lisa Thomas

Posted: Tue Aug 16, 2016 1:54 pm
by Shaun Vickery
Hi Danny. There's not a specific period really, it does just depend on your circumstances however if the IVA is no longer showing on your credit file it does open up more options. There are a few things you should do in preparation of an application however and an Adviser with specialism in this area should be able to guide you through these. Hopefully you should only require a deposit of around 5%

Posted: Sat Aug 20, 2016 4:07 pm
by Michael Peoples
Sounds promising and I know Shaun has worked the Oracle for some clients. Best of luck and hope you got good news.