A list of our forum experts
No of posts: 61820
Last login:
03/Feb/2012
(1 days ago)
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Hi, My name is Jan, and I live in the Midlands. Currently me and hubby are in IVA's having had financial problems for a few years. I hope to be able to give support to anyone on on here when I can, but I don't have all the answers!
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No of posts: 36578
Last login:
04/Feb/2012
(0 days ago)
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I have been a qualified Insolvency Practitioner for over 20 years, and am am happy to help the users in this community with my expertise and industry knowledge.
Please visit my blog for more information about me http://melaniegiles.blogs.iva.co.uk
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No of posts: 19715
Last login:
03/Feb/2012
(1 days ago)
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I live with my very understanding partner and the very handsome Harry Puss and I was 65k in debt when entered an IVA in October 2006. The IVA failed in February 2007 as I said that I could pay more than I actually could afford so I made myself bankrupt on 29th March 2007. (For the full story, please see my blog)
An IVA.co.uk Mentor is someone sharing from their experiences of dealing with debt
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No of posts: 16903
Last login:
03/Feb/2012
(1 days ago)
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Married couple one dependant daughter. IVA accepted 08/02/08. IP is Melanie. Enjoy the forum it's my lifesaver, met a few forum members through the Frugal Friends meetings and would highly recommend them to any posters who want to come along. A wonderful forum offering excellent advice and great support.
An IVA.co.uk Mentor is someone sharing from their experiences of dealing with debt
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No of posts: 12325
Last login:
03/Feb/2012
(1 days ago)
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I have completed an IVA myself and know how hard it can be.
I now advise others and would be delighted to help anyone who is in financial difficulties.
In May 2010 I was a finalist in the Debt Counsellor of the Year award held by Credit Today at the Grosvenor House Hotel, Park Lane, London.
Please contact me directly on 07748 131211/0845 259 4412 or through andydavie.com. My email address is andy.davie@iva.co.uk
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No of posts: 9181
Last login:
03/Feb/2012
(1 days ago)
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Work in the wonderful world of HR. Specialise in employment law and have knowledge of IVA & BR.
Life experience of marriage, children, grandchildren, cats and a demanding dog!!
Hope I can help in some way :)
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No of posts: 7071
Last login:
03/Feb/2012
(1 days ago)
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Hi my name is Paul and I live in Scotland. My wife and I are currently part way throught a protected trust deed(the scottish version of an IVA)after getting into about £80k of debt. I was sure I was in control,switching credit cards around etc which was fine until I left the armed forces and had to take a 40% pay cut.
Through this forum I have learned a massive amount about insolvencies UK wide and am here to help.
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No of posts: 5889
Last login:
03/Feb/2012
(1 days ago)
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I am the Manager of the self employed team at McCambridge, Duffy Insolvency Practitioners. I have worked here for ten years and was previously employed in estate agency, financial services and HM Revenue & Customs. I can be contacted directly on 02871 377321 or by e-mail at mpeoples@mccambridgeduffy.com
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No of posts: 5639
Last login:
25/Jan/2012
(10 days ago)
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I will offer advice and support in any aspects i can, although i don't confess to having all the answers.
Hubby was in an IVA which was completed successfully in december with a Full and Final settlement 3 years in.
I came to this forum like a jibbering wreck but now i and many others are proof that there is light at the end of the debt tunnel.
An IVA.co.uk Mentor is someone sharing from their experiences of dealing with debt
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No of posts: 4148
Last login:
03/Feb/2012
(1 days ago)
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I am the wrong side of 50, but still think I am 18 :-)
Second to marrying my wife and having my children enetring an IVA has been one of the best things I have done. Not only has it started me on the road to sorting my finances, it has given me a more stress free life and an appreciation for "real" money over plastic !!!
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No of posts: 3219
Last login:
03/Feb/2012
(1 days ago)
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Our IVA started in 2007 when we owed £73000 to 15 creditors....paying back £1300 a month we concluded our IVA with a F&F in November 2010....although now debt free, we continue to live life as if we were still in an IVA and enjoy the challenge of saving rather than spending ! I want to support all forum users through their IVA journey and hope that my comments, suggestions will help you along the way !
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No of posts: 2990
Last login:
01/Feb/2012
(3 days ago)
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47 and in an IVA since June 2011. Best thing I ever did!
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No of posts: 2870
Last login:
31/Jan/2012
(4 days ago)
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My forum name is Size 5, my real name is Mike Morgan. I work for Abacus Finance, part of the ClearDebt group in Manchester, and have 13 years experience in the debt advice industry. I can advise you on IVA's, Debt Management Programmes, Trust Deeds and Repossessions. Previously, amongst other things, I have worked as a manager for a large loan company, so I know how easy it is to get into trouble without realising it.
I can also be contacted directly by e mail on mike.morgan@cleardebt.co.uk or by phone on 0161 905 8813.
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No of posts: 2752
Last login:
27/Jan/2012
(8 days ago)
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I am a stay at home mum with 2 little boys & the husband works full time.
We are in debt of just over 15,000 and have no assets to protect but want to repay what we can.
I love this forum & I am here to help as much as I feel I can. My knowledge of IVAs is growing & this forum is an amazing support to those in a IVA or thinking of entering one. This forum is my lifeline, I would not be this far in our IVA without it. I sat for months being scared to post when I found the forum, so if your me right now, jump in, we are a friendly bunch!
An IVA.co.uk Mentor is someone sharing from their experiences of dealing with debt
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No of posts: 2646
Last login:
04/Feb/2012
(0 days ago)
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Hi my name is Ronnie,i live in teesside,i have 3 children and live with my partner.over the last decade my debts spiralled,i consolidated them with interest free credit cards and low interest loans,but found i could,nt sustain the minimum payments.i contacted national debtline out of desperation,they introduced me to payplan where i set up a iva.after 42 months a family member offered my creditors a lump sum to conclude my iva which was accepted.having experienced a heavy debt problem i feel i can help people to move forward from a desperate situation which i was in.
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No of posts: 1376
Last login:
03/Feb/2012
(1 days ago)
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I have been helping people with their debts for the last 9 years and being a trained counsellor I am only too aware of the difficult feelings that suffering with debt can cause, especially when the debt is a hidden shame.
Being a Debt Advisory Manager with Melanie I am often the first person someone speaks to when they ring up for help so I know how difficult making that call can be.
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No of posts: 1164
Last login:
25/Jan/2012
(10 days ago)
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Hi there.
I have worked at Debt Free Direct for the past four years as a senior debt advisor working alongside our Insolvency Practitioners and advising customers on all aspects of their IVAs from first call right through to closures.
If you do have any queries, do not hestitate to email on
dmurray@debtfreedirect.co.uk.
Follow me on Twitter! http://twitter.com/declanatdfd
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No of posts: 896
Last login:
01/Feb/2012
(3 days ago)
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The IVA.co.uk Admin Team. We are passionate about helping people in debt and enjoy working with the IVA community.
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No of posts: 551
Last login:
02/Feb/2012
(2 days ago)
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Bnnkrupt from 1995 to 1998,I am happy to share with others the road to rehabilitation along which I journeyed.
My Company offers massively discounted premiums for Forum Members for Redundancy cover, Home Insurance, and Public Liability. E-mail to request a Special Forum Member Quotation.
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No of posts: 203
Last login:
03/Feb/2012
(1 days ago)
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My name is Karol Wilson and I am the Customer Services' Manager at Grant Thornton.
We, at Grant Thornton, are delighted to be part of the IVA Forum.
Whilst we have not had a formal presence here previously, we have monitored it for some time to let us act on our clients' concerns.
We will always be working to improve our customer service and exceed our clients' expectations - we see a presence on the forum as part of this improvement.
If you have an IVA with Grant Thornton and for some reason you are having difficulty contacting us please email ivacustomerservices@uk.gt.com and ensure that "IVA Forum" is all that is entered in the subject line of the email.
If you are in financial difficulty and think that an IVA could be a solution for you or would like some guidance,we may be able help you, email client.advisors@uk.gt.com with only "IVA Forum" in the subject line of the email.
Karol
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No of posts: 90
Last login:
03/Feb/2012
(1 days ago)
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Hi, my name is Nick Payne and I am an Insolvency Practitioner with Payplan. If you need to contact me direct then please feel free to email me nickp.payplan@gmail.com
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No of posts: 52
Last login:
03/Feb/2012
(1 days ago)
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I work for Varden Nuttall, giving friendly and balanced advice on all aspects of IVAs and helping customers fast-track their queries and applications.
We are specialists at dealing with self-employed and low payment IVAs, and have an excellent reputation.
You can contact me directly at gareth.buckley@vardennuttall.co.uk and I will be happy to help :-)
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No of posts: 32
Last login:
02/Feb/2012
(2 days ago)
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Ian is part of the team at Think Money, the parent company of Freeman Jones, Gregory Pennington and Wilson Andrews.
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No of posts: 27
Last login:
10/Jan/2012
(25 days ago)
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Hi, my name is Ryan Radford.
I have been in the Mortgage industry for over 17 years and currently run Zebra Money Centre with an experienced team.
We specialise in helping people who have experienced problems in the past, obtain a Mortgage.
I also have over 10 years experience of helping clients who have had financial/debt problems and understand the difficulties faced when trying to get back on the mortgage ladder.
Please contact me at ryan@zebramoney.co.uk
Any questions, feel free to ask!
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No of posts: 4
Last login:
31/Jan/2012
(4 days ago)
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My name is Roisin Duffy and I am the Manager of the Supervision Department in McCambridge Duffy LLP.
I have been employed by McCambridge Duffy since July 2004.
If you have an IVA with McCambridge Duffy and you are having difficulty contacting us please email us at enquiry@mccambridgeduffy.co.uk and we will do our utmost to respond to you as soon as possible.
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No of posts: 2
Last login:
06/Jan/2012
(29 days ago)
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I’ve been the Managing Director of moneybarn for the past nine years, during which time we’ve provided car finance for hundreds of people who are in or have been in IVAs. I’m on this forum to help answer any questions you have about car finance in general and moneybarn car finance agreements in particular.
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