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FORUM EXPERTS FOR 'IVA.CO.UK: IVA PORTAL FORUM' |
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> A list of our forum experts |
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| MelanieGiles |
melaniegiles.com |
No of posts: 11960
Last login:
09/May/2008 (1 days ago)
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I have been a qualified Insolvency Practitioner for over 20 years, and am am happy to help the users in this community with my expertise and industry knowledge.
Please visit my blog for more information about me http://melaniegiles.blogs.iva.co.uk
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| andydavie |
http://andydavie.blogs.iva.co.uk |
No of posts: 6161
Last login:
09/May/2008 (1 days ago)
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I am the spokesperson for IVA.co.uk and also the site manager. You will see me on the forum a lot. I am also trying to organise social events for forum posters so please dont hesitate to contact me through the contact us page of iva.co.uk.
I am passionate about helping people in debt as I have done an IVA myself and I know how hard it is.
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| Skippy13 |
http://skippy13.blogs.iva.co.uk/ |
No of posts: 4493
Last login:
09/May/2008 (1 days ago)
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I'm 33 years old, support Staines Town and Man Utd and live with my very understanding but Chelsea supporting partner and the very handsome Harry Puss! I was 65k in debt and entered an IVA in October 2006, which failed in February 2007 as I said that I could pay more than I actually could afford. I made myself bankrupt on 29th March 2007. (For the full story, please see my blog) Don't get me wrong, IVA's are great for some people............... a REALISTIC iva has great advantages and will allow you peace of mind and protection while you pay back what you can afford to your creditors........... so please keep asking questions - it's how we all learn!
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| aguise |
http://aguise.blogs.iva.co.uk/ |
No of posts: 2893
Last login:
08/May/2008 (2 days ago)
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I am currently in an iva with my husband and want very much to offer support and advice to others in similar situations, to share experiences, a shoulder when needed and to help them find the light at the end of that tunnel of debt.
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| ThomasCharles |
thomascharles.com |
No of posts: 2113
Last login:
28/Apr/2008 (12 days ago)
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Thomas Charles & Co ltd provides a complete range of specialist advice and solutions for individuals with personal debt problems. These range from Informal Debt Repayment Programmes, IVAs (Individual Voluntary Arrangement), consolidation loans and, where appropriate, Bankruptcy.
Our debt counsellors have many years of experience in solving personal debt problems. If your debts are getting out of control, one of our counsellors will be able to give you good professional advice about the best way to solve your problem.
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| scaredkez |
http://scaredkez.blogs.iva.co.uk/ |
No of posts: 1532
Last login:
24/Apr/2008 (16 days ago)
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Its sad to see what debt has done to each and everyone of us, our stories, how each one of us would love to turn the clock back, well we can’t, but............................ its lovely to see how each of us have grasped a new meaning in our life of debt, and in the same respect we have made an alliance together to help one another to get through it, good luck to us all, we will get there one way or another. After failing to get an IVA accepted I have now petitioned successfully for bankruptcy and was actually congratulated by the judge for facing up to my responsibilites!! (visit my blog for the whole story)
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| mrs skint |
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No of posts: 1523
Last login:
05/May/2008 (5 days ago)
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I will offer advice and support in any aspects i can, although i don't confess to having all the answers.
Hubby was in an IVA which was completed successfully in december with a Full and Final settlement 3 years in.
I came to this forum like a jibbering wreck but now i and many others are proof that there is light at the end of the debt tunnel.
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| iva experts |
iva-experts.co.uk |
No of posts: 1477
Last login:
01/May/2008 (9 days ago)
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Our experienced staff can provide you with free, impartial advice on all debt related problems. Every case is important to us and will receive the individual attention it deserves.
Our goal is to assist you achieve financial stability in as brief period of time as possible.
For more information on IVA’s contact our experts today for free advice on your financial situation.
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| mikebdomain |
leybridge.com |
No of posts: 1159
Last login:
30/Apr/2008 (10 days ago)
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FREEPHONE: 0800 977 7587
A director of Leybridge
Limited we can help whatever your financial circumstances. We have a dedicated team of qualified, experienced mortgage and insurance advisors with specialist knowledge on providing mortgage solutions for clients that don't typically fit the traditional lender's criteria.
Our advisers will take you through the steps to repair and improve your bad credit rating and will support you through the bad credit mortgage process. We can help whatever the circumstances
ALL ADVICE IS FREE .........
http://mikebdomain.blogs.iva.co.uk/ : Obtaining a mortgage & remortgaging whilst in an IVA & what to expect.
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| ianmillington |
personaldebthelpline.co.uk |
No of posts: 1010
Last login:
10/May/2008 (0 days ago)
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I have been employed full time in Insolvency since 1980 and have held an insolvency license since 1991. I am currently Insolvency Director of Personal Debt Helpline in Didsbury, South Manchester, the core activity of which is providing Personal Insolvency Solutions i.e IVAs, Debt Management, remortgages etc and advice about Bankruptcy. I also have extensive experience in Corporate Insolvency, particularly Liquidations and Corporate Voluntary Arrangements. I pride myself on having been the first person in the North West to pass the Joint Insolvency Examination (in 1990).
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| Andrew Graveson |
brightoak.co.uk |
No of posts: 494
Last login:
28/Apr/2008 (12 days ago)
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Contact Number: 0800 0437222 (9am until 7pm each weekday).
Bright Oak provides general debt advice and tailored effective debt management plans (DMP's). As a relatively compact operation we dedicate the individual time required to arranging DMP's that are valued by all parties concerned.
I am personally a qualified and practising whole of market mortgage broker (via Vale Mortgages & Finance Ltd) specialising in cases connected to debt solutions.
Our dual competencies give us a unique and broad view of financial challenges and solutions for those that we serve.
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| Reviva UK |
revivauk.com |
No of posts: 471
Last login:
09/May/2008 (1 days ago)
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Reviva UK are a national company and offer completely independent debt solution advice.
Our debt specialists give free and independent advice on each debt solution and how it impacts you and your family.
We support and represent our clients in court, with defended CCJ’s, charging orders, possession and repossession hearings.
We also offer a bespoke bankruptcy assistance package supporting people who have decided that this is the best solution for them.
Previously I have worked for a blue chip company in the UK and North America for a number of years.
Paul Johns
www.revivauk.com
support@revivauk.com
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| carlmcmullen |
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No of posts: 441
Last login:
07/May/2008 (3 days ago)
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I have worked in the IVA industry for approximatley 6 years and covered many job roles.
I have worked for some of the big companies which included Debt Free Direct, W3 Debtsolutions.
I am currently working for Personal Debt Helpline and manage a small team of administrators, the company is based in Didsbury Manchester.
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| size5 |
cleardebt.co.uk |
No of posts: 359
Last login:
01/May/2008 (9 days ago)
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08000 192 095 I work for Abacus Finance, part of the ClearDebt group, in Manchester and have over 8 years experience in the debt advice industry. I can advise you on IVA's, Debt management programmes, Trust Deeds and repossessions.
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| Cybus |
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No of posts: 278
Last login:
09/May/2008 (1 days ago)
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I have been in the employ of a half dozen or so IP's since 1993. Some I would highly recommend and are very reputable but a couple I feel ashamed to mention on my CV.
Needless to say only the learnings from the reputable will be shared on this site!
I will try to offer an independent and unbiased view wherever possible, whilst at the same time telling it like it is.
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| admin |
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No of posts: 245
Last login:
09/05/2008
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| CoverItAll |
protectiva.co.uk |
No of posts: 218
Last login:
09/May/2008 (1 days ago)
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I have been in the Insurance industry for 40 years, more specifically in Payment Protection Insurance (PPI) since 1996. I have developed "tailor made" PPI covers for IVA's and Debt Management Plans. I am now working on a resource website that will provide an evet increasing number of products and services for people struggling with debt issues.
www.protectiva.co.uk will make ALL your IVA payments for you when Injury or Illness means you are unable to do so yourself.
Ask your IP to include this valuable protection in your IVA Proposal, or add it in later.
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