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FORUM EXPERTS FOR 'IVA.CO.UK: IVA PORTAL FORUM' |
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> A list of our forum experts |
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| kallis3 |
http://kallis3.blogs.iva.co.uk/ |
No of posts: 29992
Last login:
13/Mar/2010
(0 days ago)
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Hi, My name is Jan, and I live in the Midlands. Currently me and hubby are in IVA's having had financial problems for a few years. I hope to be able to give support to anyone on on here when I can, but I don't have all the answers!
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| MelanieGiles |
melaniegiles.com |
No of posts: 28523
Last login:
13/Mar/2010
(0 days ago)
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I have been a qualified Insolvency Practitioner for over 20 years, and am am happy to help the users in this community with my expertise and industry knowledge.
Please visit my blog for more information about me http://melaniegiles.blogs.iva.co.uk
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| Skippy |
http://skippy13.blogs.iva.co.uk/ |
No of posts: 14715
Last login:
12/Mar/2010
(1 days ago)
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I live with my very understanding partner and the very handsome Harry Puss and I was 65k in debt when entered an IVA in October 2006. The IVA failed in February 2007 as I said that I could pay more than I actually could afford so I made myself bankrupt on 29th March 2007. (For the full story, please see my blog)
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| Andy Davie |
http://andydavie.com |
No of posts: 10004
Last login:
12/Mar/2010
(1 days ago)
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I have completed an IVA myself and know how hard it can be.
I now advise others and would be delighted to help anyone who is in financial difficulties.
Please contact me directly on 01767 221213 or through andydavie.com
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| Viki.W |
http://vikiw.blogs.iva.co.uk/ |
No of posts: 5974
Last login:
07/Mar/2010
(6 days ago)
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Hi, I'm 38, married and live in Liverpool. I sold my restaurant to offer a full and final IVA which was accepted. I had just over £90k of debt, (£240k if you include my Dad!. Hubby was made redundant in December and still hasn't found work, and we are proud parents of a gorgeous baby girl. I am here to offer support and any advice I can to all who need it. I now work for Vincent Bond as a debt consultant helping and advising people in debt. Please feel free to email me at viki@vincentbond.com if you would like to talk to me about your debt problems.
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| Julie |
http://swansgirl.blogs.iva.co.uk |
No of posts: 5923
Last login:
12/Mar/2010
(1 days ago)
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I've been supporting my hubby through his IVA journey. Unfortunately, the IVA failed and he was declared bankrupt. He was granted early discharge in November 2009. I hope to be able to give advice on our experience along with being on hand with employment law advice - as I am an experienced HR Manager.
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| lesley_ |
http://thereisanend.blogs.iva.co.uk/ |
No of posts: 5889
Last login:
12/Mar/2010
(1 days ago)
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Married couple one dependant daughter. IVA accepted 08/02/08. IP is Melanie. Enjoy the forum it's my lifesaver, met a few forum members through the Frugal Friends meetings and would recommend any posters who want to come along and meet us. A wonderful forum offering excellent advice and great support.
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| Lisa2009 |
http://mrsskint.blogs.iva.co.uk/ |
No of posts: 4915
Last login:
13/Mar/2010
(0 days ago)
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I will offer advice and support in any aspects i can, although i don't confess to having all the answers.
Hubby was in an IVA which was completed successfully in december with a Full and Final settlement 3 years in.
I came to this forum like a jibbering wreck but now i and many others are proof that there is light at the end of the debt tunnel.
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| freelili |
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No of posts: 4763
Last login:
10/Mar/2010
(3 days ago)
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I am a divorced Mother of four, three of whom are diagnosed with ASD. I got into debt after having to move house to accomodate the needs of my children. I felt very black and ashamed of the situation. I came to the forum in 2006, quite desperate and I was helped to feel better and get something done about it all. Since then I have remained a member and tried to reach out to other people who find themselves in the same black, hopeless place where I once was. I feel that debt makes people extremely vunerable and can lead to self esteem, marriage and relationship problems, its also very isolating. I feel its important that this vunerability doesnt force people to make the wrong choices when it comes to a solution.
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| Helen |
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No of posts: 4735
Last login:
13/Mar/2010
(0 days ago)
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Our IVA is due to conclude in 2010 and whilst I can't wait for it to get to that point, I'm grateful I had the chance to repay some of my debts. This forum gives me the 'nudge' to keep going and often I have found the advice given to me, to be a defining point.
In return I hope to give the best advice possible and perhaps have a giggle or two now and again.
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| Michael Peoples |
mccambridgeduffy.com |
No of posts: 3441
Last login:
12/Mar/2010
(1 days ago)
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I am the Manager of the self employed team at McCambridge, Duffy Insolvency Practitioners. I have worked here for ten years and was previously employed in estate agency, financial services and HM Revenue & Customs. I can be contacted directly on 02871 377321 or by e-mail at mpeoples@mccambridgeduffy.com
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| size5 |
cleardebt.co.uk |
No of posts: 2467
Last login:
04/Mar/2010
(9 days ago)
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My forum name is Size 5, my real name is Mike Morgan. I work for Abacus Finance, part of the ClearDebt group in Manchester, and have 11 years experience in the debt advice industry. I can advise you on IVA's, Debt Management Programmes, Trust Deeds and Repossessions. Previously, amongst other things, I have worked as a manager for a large loan company, so I know how easy it is to get into trouble without realising it.
I can also be contacted directly by e mail on mike.morgan@cleardebt.co.uk or by phone on 0161 905 8813.
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| Andrew Graveson |
brightoak.co.uk |
No of posts: 964
Last login:
12/Mar/2010
(1 days ago)
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Contact Number: 0800 0437222 (9am to 7pm Monday to Thursday; 9am to 5:30pm Friday).
info@brightoak.co.uk
Bright Oak are Debt Management Plan specialists as well as providing general debt advice on all of the available solutions for unmanageable debt.
Bright Oak is relatively compact enabling the development of good relationships with potential and existing clients. This is a sharp contrast to much of the Debt Management industry where callcentres are the norm; our clients tell us that they appreciate this level of personal service.
Any initial conversation is free and without commitment.
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| admin |
iva.co.uk |
No of posts: 767
Last login:
12/Mar/2010
(1 days ago)
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The IVA.co.uk Admin Team. We are passionate about helping people in debt and enjoy working with the IVA community.
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| CoverItAll |
paymentcover.co.uk |
No of posts: 520
Last login:
13/Mar/2010
(0 days ago)
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In Financial Services for 43 years, specialising in Payment Protection Insurance for the last 15.
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| Declan at DebtFreeDirect |
debtfreedirect.co.uk/iva/iva |
No of posts: 506
Last login:
12/Mar/2010
(1 days ago)
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Hi there.
I have worked at Debt Free Direct for the past four years as a senior debt advisor working alongside our Insolvency Practitioners and advising customers on all aspects of their IVAs from first call right through to closures.
If you do have any queries, do not hestitate to email on
dmurray@debtfreedirect.co.uk.
Follow me on Twitter! http://twitter.com/declanatdfd
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| Bridgewood |
bridgewood.co.uk/debt-advice.html |
No of posts: 86
Last login:
12/Mar/2010
(1 days ago)
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At Bridgewood Debt Solutions we specialise in helping people deal with their debts and make the most of their financial situation. Our passion is providing you with the right solution and giving you the support you need along the way.
The Bridgewood team have many years experience in financial matters. Our expert knowledge and good working relationships with creditors will ensure that the solution we offer will be the right one for you.
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| CCCS Counsellor |
cccs.co.uk/ |
No of posts: 38
Last login:
12/Mar/2010
(1 days ago)
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The Foundation for Credit Counselling, based in Leeds, is the umbrella charity for the Consumer Credit Counselling Service in the United Kingdom. Through its free national telephone service, ten regional centres and online CCCS Debt Remedy, CCCS is able to help people with debt problems wherever they live.
Based on a proven and successful formula, our specialist advisory service has already helped thousands of people in the UK by providing counselling on personal budgeting, advice on the wise use of credit and, where appropriate, managing achievable plans to repay debts.
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