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Melanie GilesBridgewood Finance SolutionsDebt Free DirectBright Oak
Mc Cambridge DuffyAndy DavieCCCSVincent Bond and Co Ltd
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FORUM EXPERTS FOR 'IVA.CO.UK: IVA PORTAL FORUM'
A list of our forum experts
MelanieGiles melaniegiles.com
MelanieGiles
No of posts: 43680
Last login: 23/May/2013
(0 days ago)
I have been a qualified Insolvency Practitioner for over 20 years, and am am happy to help the users in this community with my expertise and industry knowledge. Please visit my blog for more information about me http://melaniegiles.blogs.iva.co.uk

Andy Davie http://andydavie.com
Andy Davie
No of posts: 13618
Last login: 22/May/2013
(1 days ago)
I have completed an IVA myself and know how hard it can be. I was voted Debt Counsellor of the year 2012 at the Credit Today awards in London. I now advise others and would be delighted to help anyone who is in financial difficulties. Please contact me directly on 07748 131211/0845 259 4412 or through andydavie.com. My email address is andy.davie@iva.co.uk

Michael Peoples mccambridgeduffy.com
Michael Peoples
No of posts: 7605
Last login: 20/May/2013
(3 days ago)
I am the Manager of the self employed team at McCambridge, Duffy Insolvency Practitioners. I have worked here for over 13 years and was previously employed in estate agency, financial services and HM Revenue & Customs. I am married with a young daughter and a wife who now works part time. I understand how people can get into debt but thankfully I also know how to get out of debt. If you would like to speak with me about your debt I can be contacted directly on 02871 377321 or by e-mailing me on mpeoples@mccambridgeduffy.com

size5 cleardebt.co.uk
size5
No of posts: 3077
Last login: 09/May/2013
(14 days ago)
My forum name is Size 5, my real name is Mike Morgan. I work for Abacus Finance, part of the ClearDebt group in Manchester, and have 15 years experience in the debt advice industry. I can advise you on IVA's, Debt Management Programmes, Administration Orders, Protected Trust Deeds, Repossessions, DRO's and Bankruptcy. Previously, amongst other things, I have worked as a manager for a large loan company, so I know how easy it is to get into trouble without realising it. I can also be contacted directly by e mail on mike.morgan@cleardebt.co.uk or by phone on 0161 905 8813.

Tina Shortland Melaniegiles.com
Tina Shortland
No of posts: 2472
Last login: 22/May/2013
(1 days ago)
I have been helping people with their debts for the last 9 years and being a trained counsellor I am only too aware of the difficult feelings that suffering with debt can cause, especially when the debt is a hidden shame. Being a Debt Advisory Manager with Melanie I am often the first person someone speaks to when they ring up for help so I know how difficult making that call can be.

David Mond cleardebt.co.uk/
David Mond
No of posts: 1899
Last login: 03/May/2013
(20 days ago)
I have specialised in personal and business insolvency matters for the past 43 years and am the founder and Chief Executive of ClearDebt Group plc. ClearDebt aims to be the most ethical and transparent IVA and DMP provider. I have served on many government and professional working parties. I am currently the Debt Resolution Forum's (DRF) Chairman and I am their delegate on the IVA Standing Committee (Protocol compliant IVA's). I am also a member of the IVA Standing Committee's Technical Sub-Committee.I am also involved on the Government's working party in trying to arrange a new Debt Management Protocol.

admin iva.co.uk
admin
No of posts: 988
Last login: 17/May/2013
(6 days ago)
The IVA.co.uk Admin Team. We are passionate about helping people in debt and enjoy working with the IVA community.

Kelly O melaniegiles.co.uk
Kelly O
No of posts: 619
Last login: 16/May/2013
(7 days ago)
I have worked for 6years in debt management, Insolvency and for a well known media debt counsellor. I fully understand the emotions people experience when struggling with debt. I get great satisfaction from supporting people while helping them find a suitable debt solution.

CoverItAll paymentcover.co.uk
CoverItAll
No of posts: 563
Last login: 19/May/2013
(4 days ago)
Bnnkrupt from 1995 to 1998,I am happy to share with others the road to rehabilitation along which I journeyed. My Company offers STANDARD TERMS for Forum Members for Redundancy cover, Home Insurance, and Self Employed Tradesman's Public Liability. E-mail to request a call back.

Grant Thornton
Grant Thornton
No of posts: 462
Last login: 08/May/2013
(15 days ago)
My name is Karol Wilson and I am the Customer Services' Manager at Grant Thornton. We, at Grant Thornton, are delighted to be part of the IVA Forum. Whilst we have not had a formal presence here previously, we have monitored it for some time to let us act on our clients' concerns. We will always be working to improve our customer service and exceed our clients' expectations - we see a presence on the forum as part of this improvement. If you have an IVA with Grant Thornton and for some reason you are having difficulty contacting us please email ivacustomerservices@uk.gt.com and ensure that "IVA Forum" is all that is entered in the subject line of the email. If you are in financial difficulty and think that an IVA could be a solution for you or would like some guidance,we may be able help you, email client.advisors@uk.gt.com with only "IVA Forum" in the subject line of the email. Karol

Steven Hewitt
Steven Hewitt
No of posts: 49
Last login: 22/May/2013
(1 days ago)
I have worked in the financial sector since graduating in 2000. I joined Think Money in 2003 and have experience of the full range of debt solutions as well as picking up a qualification in mortgage advice. My current role is proving advice and support to Freeman Jones customers (and non customers) alike via social media. I am a family man with three growing children so, like many of our customers, I know what it is like to live on a tight budget! I take pride in my work and enjoy sharing my knowledge to help people with their IVA and debt questions.

Sarah Jolly
Sarah Jolly No of posts: 41
Last login: 17/05/2013

Shaun Vickery theselectpartnership.co.uk
Shaun Vickery
No of posts: 27
Last login: 17/May/2013
(6 days ago)
I have worked in the Specialist Mortgage and Finance industry for over 25 years and have been Highly recommended at The British Mortgage Awards for the past 3 years.

PayPlanSamuel payplan.com/
PayPlanSamuel
No of posts: 4
Last login: 22/May/2013
(1 days ago)
Payplan Representative

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RECENT FORUM POSTS
Recent posts and topics on our forum

Top 20 Debt Questions from the IVA Forum
See the last 20 posts for Debt Questions
TitlePostsViews
5 Months to go.5 Months to go. (by: FancyCloth) 5 171
There is a clause in our IVA saying we can obtain £500 credit. Can we use a vanquis card ?There is a clause in our IVA saying we can obtain £500 credit. Can we use a vanquis card ? (by: Elisa.pc) 3 19
Insolvency database very worryingInsolvency database very worrying (by: MelanieGiles) 8 337
a question for Mel.a question for Mel. (by: 4kidsnocash) 14 233
Grant Thornton  An all time lowGrant Thornton An all time low (by: mole) 12 694
Maternity LeaveMaternity Leave (by: MelanieGiles) 3 119
I will have paid double my debt to Grant Thornton. Is this right ? Please helpI will have paid double my debt to Grant Thornton. Is this right ? Please help (by: MelanieGiles) 7 285
Hello again. Can anyone help as I seem to be going around in circles !Hello again. Can anyone help as I seem to be going around in circles ! (by: MelanieGiles) 7 369
I am now in homeless accomodation as my ex has taken out an IVA on our joint mortgage.I am now in homeless accomodation as my ex has taken out an IVA on our joint mortgage. (by: MelanieGiles) 4 123
Approved  Thank You iva.co.uk, VB & Mels Team :)Approved Thank You iva.co.uk, VB & Mels Team :) (by: MelanieGiles) 7 74
When endowment part of my mortgage matures, will money go towards mortgage or IVA ?When endowment part of my mortgage matures, will money go towards mortgage or IVA ? (by: MelanieGiles) 7 107
My husbands father has made an off to clear IVA but we havent heard anything for a month.My husbands father has made an off to clear IVA but we havent heard anything for a month. (by: MelanieGiles) 3 88
Hi.  Non committal attitude of DFD towards our equity release is making my wife ill. Please advise.Hi. Non committal attitude of DFD towards our equity release is making my wife ill. Please advise. (by: MelanieGiles) 6 194
Hi all. Is there a minimum payment ? I am soon to be made redundant.Hi all. Is there a minimum payment ? I am soon to be made redundant. (by: MelanieGiles) 11 194
Hi Is bankruptcy my only option ? Things have been going downhill since December.Hi Is bankruptcy my only option ? Things have been going downhill since December. (by: MelanieGiles) 4 122
I would like to rent a TV as I dont have enough money saved to buy one.I would like to rent a TV as I dont have enough money saved to buy one. (by: MelanieGiles) 4 87
Please help! NRAM nightmare!Please help! NRAM nightmare! (by: MelanieGiles) 9 513
i have been dismissed from my job.  Is an IVA possible ?i have been dismissed from my job. Is an IVA possible ? (by: MelanieGiles) 4 77
Just received a letter from GT advising no further payments required. What happens next ?Just received a letter from GT advising no further payments required. What happens next ? (by: mole) 10 182
1st stumbling block of IVA1st stumbling block of IVA (by: MelanieGiles) 13 348

 
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Reviews for IVA.co.uk
IVA.co.uk is rated 4.9 on a scale of 5 based on on reviewcentre.com.
Latest review:
So Glad We Did It - by , 19/09/2012
5/ 5stars
I have to admit to being less than keen to investigate the idea of an IVA as we had already gone down the route of a DMP with another company but this hadn't worked out. Hubby pushed for an IVA and started the ball rolling, however once we had started the process i soon realised how beneficial this would be. Andy Davie at Vincent Bond was fantastic, he went through the whole process with us fully and explained everyhing thoroughly. We are now almost 2 years in and haven't looked back.