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Can I sort out a mortgage following an IVA 8 yrs ago?
Posted: Fri Sep 28, 2018 8:59 pm
by xxxxx23
Hi, I was in an IVA 8 years ago and now want to rent my home out and get another mortgage on another property. Is this possible? If so would a high Street bank lend us or a broker. Thanks in advance.
Re: Can I sort out a mortgage following an IVA 8 yrs ago?
Posted: Sat Sep 29, 2018 3:45 am
by luluj
Contact Ryan and or Shaun. Our forum mortgage experts will be able to advise
forum-experts.php
Re: Can I sort out a mortgage following an IVA 8 yrs ago?
Posted: Sat Sep 29, 2018 9:45 am
by Foggy
High street banks do lend, but, as Luluj suggests, a broker would be a safer option as all the lenders have differing criteria regarding old IVA's and, if you approach the wrong ones first, the searches on the credit files will raise red flags to other lenders you approach.
Re: Can I sort out a mortgage following an IVA 8 yrs ago?
Posted: Mon Oct 01, 2018 7:22 am
by Ryan
Hi,
We've certainly been able to assist others in similar situations. It's also worth checking out the impact of the second property stamp duty on any additional property purchase.
Regards