5 starIVA Calculator - Do I qualify?

  • Write off 75% debts
  • From £80 a month
  • No setup fees
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IVA Help Useful IVA help and resources

IVA Wizard

Use this quick 30 second tool to establish which debt solutions are right for you and whether an IVA is the right way of resolving a debt problem. This is a quick way to find out roughly what your options are. You should only use this as a guide though, seek professional advice after use.

IVA Calculator

IVA Forum

Over 60,000 posts and 4000 members. A panel of 20 established experts and a community of people undergoing IVAs. This is the best place to share your stories, answer your questions and air your concerns.


IVA Blogs

Blogs (online diaries) of people undergoing IVAs. This is a great place to see how other people dealt with their debt problems.


IVA Events

Find out the latest IVA events. The frugal friends meetings happen once a month around the UK, this is social relaxed meeting to discuss how to save money, use money more effectively and generally budget better. IVA questions can also be answered here. The Debt debates happen once a quarter and are high profile events that attract many experts from the industry, everyone is welcome but please book your place using the form available. <


Insolvency Enquiry Line

If you have a general query about insolvency you should contact the Insolvency Enquiry Line




Ask the IVA Experts a Question

Simply complete form and you will get an answer from our experts (multiple replies within an hour *)

* Any use of this IVA forum is conditional on you having read and agreed to our terms and conditions.

* If you enter your phone number, Vincent Bond and Co Ltd will give you a courtesy call to ensure that your question has been answered.

* The question will be posted on our forum, we will email you the location


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Important Information

IVA.co.uk does not provide debt advice. You must always seek professional advice before taking any action to resolve your debts. If you use the IVA Calculator or call the IVA Helpline, we will pass on your details or connect you to one of our partners who will contact you and explain all the options available to you. With your permission they can connect you with authorised debt solution providers who can process an application for you

IVA.co.uk does not charge you any fees for use of our forum or the IVA Calculator, however we do get paid by our sponsors and the partners we work with. Our partners charge fees and those vary depending on the partner and the debt solution. Customers should refer to our partners' websites for more information regarding their services.

Before entering into any debt solution you should ensure that you have considered the implications. Failure to keep up with repayments can result in bankruptcy or legal action. Lenders are not obliged to accept less in settlement of a debt than they are entitled to or to freeze interest or charges. Not all solutions involve debt write off and some solutions may result in the total amount payable increasing, or the period over which it is to be repaid increasing. Debt solutions will affect your credit rating which records all financial activity for 6 years. Your assets and property could be at risk in some solutions. Conditions apply and each application will be subject to acceptance and eligibility.

Terms and conditions