Well its finnaly here i feel sick with worry and dont think ill sleep a wink glad its early tho lets hope this will be the start of our journey to becoming debt free thankyou all for your advise and support i think i wolud have gone crazy without this forum even tho i havent posted much i read all your posts advise and support several times a day wish us luck xxx
good luck Dodge - we just had ours approved today. You will be fine there doesnt seem to be many rejections on here that i can see. let us know how you get on.
Good luck from me as well dodge - I'm sure you will be ok.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
It may seem daunting but you will feel like a massive weight has been lifted by this time tomorrow.
Just remember two things -
1.Creditors rarely turn up and if they do all they can do is ask you questions which you will know the answers to.
2.The creditors will likely reject the first and maybe second offers. They like to make you sweat but they know at the end of the day rejecting your offer would be the difference between them getting 35p in the £ and 5p in the £.
IVA's are effectively legal blackmail. It's in there interests long term to accept as long as they are happy you can maintain the payments.
Good luck, Chopper
"Do the next right thing, as opposed to doing the next thing right." ~ Bill Murray
Good luck dodge. Not many are rejected these days. If the creditors are unhappy about anythings it's normally sorted out immediately, sometimes an adjournment but my IP said not to worry if that happens.
I didn't sleep much before the meeting but tomorrow night will be completely different!
