Hi all,
Email arrived today with some docs attached, plus hard copies in the post sent, had a think about the figures and quite surprised that only a couple have changed, petrol is down due to price, but may go up just as quick again, the biggy was the electric gone from 50 to 71 a month, house is elec only no gas luckily I kept the letter of notification, all in I am spending £15 a month less, and earn 40 more, last years payrise was just after my IVA so is part of my 10%.
I am pretty happy with that I cannot work out if it is roughly the same expenditure overall because I have been more conscious of it, or it happened anyway, I think that makes sense.
Cheers
Mark