1st review

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inapickle

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Post by inapickle » Thu Mar 26, 2009 9:56 pm
Hi all,
Email arrived today with some docs attached, plus hard copies in the post sent, had a think about the figures and quite surprised that only a couple have changed, petrol is down due to price, but may go up just as quick again, the biggy was the electric gone from 50 to 71 a month, house is elec only no gas luckily I kept the letter of notification, all in I am spending £15 a month less, and earn 40 more, last years payrise was just after my IVA so is part of my 10%.
I am pretty happy with that I cannot work out if it is roughly the same expenditure overall because I have been more conscious of it, or it happened anyway, I think that makes sense.

Cheers
Mark
 
 

MelanieGiles

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Post by MelanieGiles » Thu Mar 26, 2009 9:58 pm
It doesn't sound as if there will be much to change if anything Mark! Can't believe it is annual review time for you already - it seems only yesterday that we were chatting through the basis of your IVA proposal!
Regards, Melanie Giles, Insolvency Practitioner
 
 

inapickle

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Location: United Kingdom

Post by inapickle » Thu Mar 26, 2009 10:08 pm
Hi Melanie,
This year has certainly flown by, the last few seemed to drag and were not much fun, every thing is bright and breezy now, 48 to go thats not too bad, same term as car loan haha, I am certain I have done it all properly so far, so roll on next year.
Please give my warmest regards to all your team on my behalf.
Looking forward to meeting at a FF do asap.

Best Wishes
Mark not-so-inapickle
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