Hello all,
Two weeks post IVA acceptance.1st payment due out tomorrow, and yes,,,,, barclays sending red letters requiring immediate payment ! tesco credit card sending default notices, do they not communicate within there organisations, at least Barclaycard have stopped phoning nightly ! Oh the joys, but I am assured by my case officer these will end soonish, and to forward any letters to her to deal with. Once again can't praise PayPlan enough.Strange emotions at the moment guilt at the debt we have accumulated and happiness that we are no longer hounded day and night.BUT the best best feeling has to be the feeling of having money, and not living in fear and embarassement. We stupidly took a large loan last January, why oh why didn't we go to CAB instead, we would have been 1 year in now, but you can't change the past, just the future, and our future seems right now better. Things are tight, but we live by weekly cash allowance and still manage the odd bottle of wine and treat for the little one (swimming this weekend), oh, and its not on the credit card. Hope everyone has a great bankholiday.
