These companies make me laugh. I just did one based on owing 25k-50k not a homeowner and being unemployed.
The results....
1. Apply for an IVA as my debts are more that 10k[?...I have no job!!!
2. re-mortage[?] i dont own a home!!!
3. a DMP[?] quite difficult without a job
So why give me this false information its obvious i cant dome any of them so theyare just wasting peoples time. I did not give correct contact details as i dont want to be bombarded with phone calls. [:(!]
I think that they are probably used by companies trying to persuade you than an IVA is the best option for their own financial gain!
I suggest that 30 minutes with an Insolvency Practitioner might be far better than 30 seconds with a piece of pre-programmed software - but nevertheless some of these things do act as useful guides.
More like a company with a bad programmer.. lol.
A 5 minute free call with a qualified advisor will be fine. Don't think an IP would spare 30 mins for a frontline call. Although Melanie probably would...
Why wouldn't an IP do that? IP's that refuse to engage with their clients don't deserve to have any. I know that post will make me unpopular, but I am afraid that is just the way I see things.
I agree too Melanie. I don't know what I would have done without our numerous chats and face to face meeting. Your comment definitely won't make you unpopular on here, where debtors outnumber IPs!
I think a lot of us do Skippy. We found this site too late!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
