£3000 payrise and no increase in IVA conts!

17 posts Page 1 of 2
Post Reply
 
 

luluj

User avatar
Forum Expert
Posts: 11333
Joined: Sun Dec 09, 2007 6:54 am
Location: United Kingdom
Post by luluj » Thu Jul 03, 2008 3:44 pm
Quote
Can't believe it - my husband received a £3k payrise in May - we duly informed our IP, completed a review of our I&E with up to date expenditure, provided receipts for fuel, food and car maintenance etc as this had all significantly increased since our IVA commenced back in September last year - I was expecting them to tell me that we had to increase our payments by at least £200 per month ........ well just got home and got a letter from them confirming NO CHANGE !!!!!!!

Yippee....I am amazed and happy (for once!!!) to receive a letter from my IP!

Our annual review is due in September - so our new I&E is what our expenditure is currently based on now and therefore realistically I can remain optimistic about achieving my IVA!

10 down 50 to go and smiling !
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
Top
 
 

Julie

User avatar
Posts: 9503
Joined: Thu Feb 14, 2008 10:56 pm
Location: United Kingdom
Post by Julie » Thu Jul 03, 2008 3:46 pm
Quote
Well done Lulu and hubby !
Top
 
 

Shining

User avatar
Posts: 27019
Joined: Thu Sep 20, 2007 8:57 am
Location:
Post by Shining » Thu Jul 03, 2008 3:58 pm
Quote
What fantastic news.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
Top
 
 

luluj

User avatar
Forum Expert
Posts: 11333
Joined: Sun Dec 09, 2007 6:54 am
Location: United Kingdom
Post by luluj » Thu Jul 03, 2008 3:59 pm
Quote
Sure is - I have read and read and read he letter again to make sure I have read it right !!! No change !!!!!!!!!!!!
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
Top
 
 

caraf

User avatar
Posts: 645
Joined: Sat Nov 24, 2007 10:25 pm
Location: United Kingdom
Post by caraf » Thu Jul 03, 2008 4:51 pm
Quote
Brilliant News luluj.
Which company are you with ?
53 down 7 to go !!
Cant wait till December 2012
Top
 
 

luluj

User avatar
Forum Expert
Posts: 11333
Joined: Sun Dec 09, 2007 6:54 am
Location: United Kingdom
Post by luluj » Thu Jul 03, 2008 4:53 pm
Quote
Debt Free Direct - after all the negative comments about them currently as they are now dealing with Clearstart customers - maybe this will show some that they are human after all!!!!
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
Top
 
 

indebtforever

User avatar
Posts: 505
Joined: Sun May 18, 2008 12:11 pm
Location: United Kingdom
Post by indebtforever » Thu Jul 03, 2008 4:53 pm
Quote
great news
Top
 
 

caraf

User avatar
Posts: 645
Joined: Sat Nov 24, 2007 10:25 pm
Location: United Kingdom
Post by caraf » Thu Jul 03, 2008 4:56 pm
Quote
Thanks
My IVA just been transferred to DFD, do you have an account manager do you speak to the same person all the time, have you built up a relationship with someone.
But anyway thats brillient news, may be cause to backed eveything up with receipts etc.. what else could they say.
carol
x
53 down 7 to go !!
Cant wait till December 2012
Top
 
 

indebtforever

User avatar
Posts: 505
Joined: Sun May 18, 2008 12:11 pm
Location: United Kingdom
Post by indebtforever » Thu Jul 03, 2008 4:57 pm
Quote
they have maybe been looking in here reading about how hard up we are[8D]
Top
 
 

Viki.W

User avatar
Posts: 5647
Joined: Fri Feb 15, 2008 7:34 pm
Location: United Kingdom
Post by Viki.W » Thu Jul 03, 2008 4:57 pm
Quote
Wow Lulu, brilliant! Good for you. X
If you would like to talk to me about your debt problems, please visit:
http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
Top
 
 

Soulgrowth

User avatar
Posts: 2446
Joined: Fri Jul 07, 2006 9:38 pm
Location: United Kingdom
Post by Soulgrowth » Thu Jul 03, 2008 7:30 pm
Quote
Great news Lulu ... good to know where you stand isn't it.

Debbie
Debbie
Top
 
 

connie

User avatar
Posts: 152
Joined: Tue Mar 04, 2008 5:19 pm
Location: United Kingdom
Post by connie » Thu Jul 03, 2008 9:03 pm
Quote
thats good.

do the iva companies always ask for receipts etc on review then? i've only just got into my iva but i never keep any receipts or anything and have heard people say they had to provide them.
i'll have to start keeping them somewhere safe if thats the case
just wondering so
Top
 
 

angela18

User avatar
Posts: 2668
Joined: Wed Feb 06, 2008 6:04 pm
Location: United Kingdom
Post by angela18 » Thu Jul 03, 2008 9:07 pm
Quote
wow fantastic
Ang.. 13 payments in.. WOW, thats over 20% paid!! http://angela18.blogs.iva.co.uk/ well here we go

if you wish for a rainbow... then you have to put up with the rain xx
Top
 
 

kallis3

User avatar
Forum Expert
Posts: 77175
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom
Post by kallis3 » Thu Jul 03, 2008 10:50 pm
Quote
That's brilliant news!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
Top
 
 

plasticdaft

User avatar
Forum Expert
Posts: 9562
Joined: Wed May 21, 2008 12:45 pm
Location: United Kingdom
Post by plasticdaft » Thu Jul 03, 2008 11:21 pm
Quote
connie wrote:

thats good.

do the iva companies always ask for receipts etc on review then? i've only just got into my iva but i never keep any receipts or anything and have heard people say they had to provide them.
i'll have to start keeping them somewhere safe if thats the case
just wondering so
Buy 12 big brown envelopes and mark them for each month of the year and put any receipts(especially for things not necessarily accounted for on your I&E,car exhausts,new cookers etc)into the envelopes so that come review time its not a big panic to explain why your fuel bill is up but you cant prove it.
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
Top
Post Reply
17 posts Page 1 of 2
Return to “postings for july”