Good advice from your team lem - there is no point trying to magic more money into the IVA if there is non there and the creditors will know that this is the most you can afford and they are going to get some of their money back.
BOL - that's a good return.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
