42 days to Christmas

[Wizzzard]

Here it is .. 4.00 in the morning and I've been up since 2. Something is niggling away in the back of my mind and stopping me from sleeping, very much like my pre IVA days. The only thing I can put it down to is the fact my IP hasn't taken their payment this month and it should have been taken a week ago.I have called them 4 times since Monday but they have not returned my calls. I will ring them once more at 9.00 am this morning and demand to speak to someone in my best 'owld gits' voice. Anyhoo, while I'm here (even though its early) here's today's Christmas groanette ....

It was Christmas Eve in a supermarket and a woman was anxiously picking over the last few remaining turkeys in the hope of finding a large one.

In desperation she called over a shop assistant and said "Excuse me, young man ... Do these turkeys get any bigger?"

"I'm afraid not, madam" he replied, "They're all dead".

Have a great Wednesday

[kallis3]

[:D][:D][:D]

I hope you get it sorted Ray. The good thing is, at least you know the money is there to pay them this time, rather than pre IVA.

Mine's a standing order, so I know that it goes out every month anyway.

[angela18]

hope you get sorted Ray.. try not to worry too much

[Viki.W]

I'm sure you'll get it all sorted Ray and then you can have a good nights kip. X

[tori]

[:D]Morning Ray-hope you manage to get sorted out with the iva payment.It's lovely and sunny here[8D]so i'm gonna have a washing marathon and then get it all out on the line[:D]!! Have a great wednesday everyone!! xx

[freelili]

Hi Ray

Oh thats a shame you losing sleep and them not calling you back. How about an email? The money is there so please dont worry.

Its six weeks until Christmas day!!! I dont feel the slightest bit christmassy. The shops here have all got sales on, noone seems to be buying. I am going to get my groove on next week and get sorted.

Best wishes everyone.

[Lisa2009]

It doesnt seem that long ago since last christmas......this year has gone so fast.
Thankfully i start my christmas shopping really early so im all done apart from a few bits and bobs.
I buy most things off the internet now apart from anything i need from argos.....it works out so much cheaper.

Hope you all have a good day (or whats left of it as i have slept most of it)

xxxxxxx

[debtmountain]

[:D][:D]..Hi Everyone....Ah Ray,hope you managed to speak to someone and have got it all sorted..and hope you've managed a kip too[:)]...weathers been lovely here today,hope you got all your washing done Tori[;)]..I was tempted to mow the lawn for the last time this year as we've had 2 dry days but then decided against it as the lawn was still very damp when I felt it[:(]...Crikey!!!!6 weeks to go,better get me skates on with the pressie buying[:0]..Have a Great Evening Everyone!!..

xx

[Wizzzard]

Just an addendum to the above whinge .... it seems who ever set my DD up at my IP's office set the DD up for 6 months and not 60 months and no one noticed. I shoulda kept me gob shut LOL ... anyhoo tis all sorted now.

[freelili]

I cant see my lawn for leaves DM, nor the decking or the pond or even the garden table, Someone gave me a tin of sweeties so I will get the family to pick up the leaves and whoever gets the most gets the chocs, I will have to think of a way to weigh the b*****s, I aint counting em. Just thought, I have an area of stones also that is covered, hmmm, I can guess what they will be doing if they find out I am weighing them.

Hey Ray, you could have had a six month IVA there. Glad its all sorted though.

Best wishes.

[debtmountain]

[:0][:D]..Would be nice wouldn't it Ray if it was only for 6 Months..Glad you got it sorted and hope you sleep well tonight[;)]..


Lily,[:D]...kids will try anything eh!!!for sweeties[:p]...I know what you mean about the leaves...our gardens covered too..it just looks so messy as well and no sooner have you cleared it up,the next batch arrives,neverending job[:(]...

[kallis3]

Ray, I'm so glad you are sorted. You should be able to sleep easier tonight.[:)]

[ainslie1]

Hey there you all!
You may hate shopping now [V], you may hate the thought of not being able to get the 'best' gift for your special ones[:(], but go and give it a go...bargain hunting[:0]! This is something we all need to get used to now and I can't tell you how satisfying it is playing shops off against each other to obtain that perfect price! E-bay is good for a a bargain too [:)]
Try not to lose sleep, those days should be gone.
Good luck
[:I]