nearly there ! our iva was extended by 12 months due to the equity or should i say not being able to remortgage, but 68 payments made 4 left , roll on winter !! we are starting to recieve emails saying our credit scoring is good enough for vanquis credit card ! havent looked at credit score and imagine its still shot . not that i want credit card but once iva complete will consider just to start rebuilding our credit score. cant believe where the time has gone , its flying past .
I thought I suffered with the cold kazza - it was very humid here last night and warm.
A lot cooler today thankfully. We could do with a good storm though!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Fantastic news, nearly there. Bet it feels great! I'm just starting and will have to extend by 12 months as well, but that's ok, as I know from so many people who are nearly finishing on here that it soon goes.
"It is never too late to be what you might have been"
Fiona
I think we have made our 9th payment and seems Payplan have made their 1st payment to our creditors as we received some mail from our debtors, which is a good feeling in a strange was as our debt is starting to reduce. Hate wishing my life away as have 3 young children but in a positive note as you fellow IVA'ers our aware the years come around quickly, hopefully when My final payment is due around 5 years from now which will include my extension i'll be 44 years old and hopefully yound and fit enough to start life again, I think my youngest will be 12 years old. Hope to slow life right down when debt free. [8D]
That's the scary part to be honest Andy, we all dream about what we are going to do with the money we pay over presently but if things continue to go up and up as they do that will soon be swollowed up, but you know at least i'll be debt free and learnt the art of budgeting.
Om shanti, namesté, good luck to all who are embarking on the IVA journey, it isn't always an easy one but the outcome is the best.
IVA COMPLETED August 2012, received Completion certificate 18.4.13.
